What is ATG Credit?
ATG Credit LLC is a debt collection agency licensed in all 50 states of the U.S. and headquartered in Chicago, Illinois. Founded in 2000 by two guys who had professional experience in the collection industry, ATG Credit describes contingency collection services as its “core competency.” This means that the company will not get paid unless they collect. Besides contingency selections, this company makes pre-collection calls for businesses that are looking to resolve debt problems before charging off debts.
ATG Credit collects debt of all types, including health care, bankcard, credit card, and student loan debt. Its tactics are very similar to all other debt collectors. It boasts a turnover rate of just 3%, when compared with the national average for debt collectors of 76% turnover.
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ATG Credit Collection Agency Complaints
As of March 2017, the Better Business Bureau reported 98 closed ATG Credit complaints over the previous few decades, including 18 closed ATG Credit complaints over the past 12 months. The BBB provides ATG Credit an A+ rating.
Sample Case Filed in Federal Court against ATG Credit LLC
According to the judge’s recommendation, the customer alleged that she enrolled for college courses, but withdrew from her classes a couple weeks later due to financial difficulties. She understood that she wouldn’t be responsible for tuition or other fees. Six decades later, the customer received a telephone call from ATG Credit stating that she owed a debt to the school. The first letter told her about her rights to dispute the debt, while the second letter stated that she must honor and pay the debt in a timely fashion…or else. The customer claimed this was an FDCPA violation because the contradictory nature of the letters confused her about whether or not she had 30 days to dispute the debt. ATG Credit claimed that it sent the second letter a complete month after the initial letter. The customer also promised that the debt collection agency didn’t provide the appropriate verification details. The judge agreed, and allowed the case to proceed.
Press Releases of Lawsuits Brought On By Lemberg Law ATG Credit LLC
December 30, 2015. Lemberg Law’s client says that ATG Credit called him to collect a supposed debt. He says that he told ATG Credit to stop calling him or else he would get the assistance of an attorney. Instead of politely following our client’s request, he claims that the ATG Credit employee he talked to said that ATG Credit didn’t “give a f***” what our client did.
People have different feelings about curse words. Some people use them often, while others never do. As an adult, you get to make those choices for yourself. However, we all know that there are times when foul language is never appropriate. One of those times is when you are a debt collector trying to collect a debt. In fact, not only is it improper to curse in that situation, it is also illegal.
Lemberg Law has recently filed suit on behalf of our client in U.S. District Court, Northern District of Georgia, charging ATG Credit with violating the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using profane and abusive language; by causing our client’s phone to ring repeatedly and engaging him in conversation with the intent to annoy and harass him; and by using unfair and unconscionable means to collect a debt. It also charges ATG Credit with violating the Georgia Fair Business Practices Act. It asks for statutory damages of $1,000 for violating the FDCPA, plus other relief.
ATG Credit Collection Agency Address
ATG Credit, LLC
1700 W Cortland Street, Suite 205
Chicago, IL 60622
Phone Number: 800-969-4523
Understanding Your Debt Collection Rights
When it comes to debt collection agencies, the Fair Debt Collection Practices Act clearly defines which of the strategies are legal and which are online. By way of instance, a debt collection agency can contact someone who you know so as to obtain your contact info. But if they already have your contact info, a debt collector is not permitted to call friends, family, neighbors, or relatives.
If a debt collector does contact somebody who you know so as to receive your telephone number or mailing address, they’re not permitted to explore your debt with that individual. Additionally, when a debt collector is talking with you, they are not permitted to threaten to speak with people you know and disclose your debt to them. If you find out that a debt collector was speaking about your debt with different individuals, it might be a violation of the FDCPA. If so, you might have a case. The law says you could recover up to $1,000 from a debt collection agency that violates the FDCPA. Because the law states that violating debt collectors need to pay your legal fees, your legal representation should not cost you a dime.
ATG Credit May be Calling You From These Phone Numbers
Prepared to Stop the Harassment Now?
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW. ?
What Our Clients are Saying
A simple “thank you” doesn’t go far enough.”
“Thank you for your help in bringing this case to an amicable close. You were fast, effective, and so professional. The last time I needed to have a lawyer for a civil issue, it wasn’t a pleasant experience, so I enjoyed you! I will certainly refer your name if I be requested.”
The Lemberg company and everyone we dealt with were true professionals. Michael and I’m very pleased at the final outcome of all our cases. The settlements we received were honest and the activities against the agencies to stop the harassment were swift.”
Can You Help Me Remove ATG Credit from My Credit Report?
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