Capital Accounts LLC Collection Complaints?

We Stop Unwanted Calls and Debt Collector Harassment.

Capital Accounts LLC is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is Capital Accounts?

Capital Accounts is a third-party collection agency based in Nashville, Tennessee. Capital Accounts has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), such as failing to verify debts and using false or misleading language in an effort to collect a debt. If Capital Accounts has contacted you about past due collection items,make sure you understand your rights before responding.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Capital Accounts a scam?

They’re legit. Capital Accounts is listed as a legitimate debt collection agency on the BBB profile page. They an assortment of debt collection tactics, such as collection letters, telephone calls, and skip tracing. They also take customers to court. The company’s strategy is to call customers within all “acceptable” calling hours to optimize contact. After an account is submitted for collection, they immediately send the customer a demand letter, and begin calling within 24 hours. To top it off, within 30 days, debts are reported on the three national credit agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Capital Accounts?

As of February 2018 the Better Business Bureau reported 115 closed Capital Accounts complaints over the previous ten years. As of March 2017, Justia lists six Capital Accounts complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, one alleging violations of the Fair Credit Reporting Act, and one alleging violations of the Fair Credit Reporting Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 98 closed Capital Accounts complaints for 2016

Contact Info

Capital Accounts, LLC
P.O. Box 140065
Nashville, TN 37214
Phone Number: 800-282-3214
Website: http://www.usecapital.com/

Can Capital Accounts Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely CA would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 855-301-6100 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Capital Accounts?

Absolutely. If you have been unjustly harassed by Capital Accounts LLC, contact us for a free case evaluation

Capital Accounts Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Consumers have reported this agency harassing them from the following numbers:

  •  800-973-5402
  • 800-974-5409
  • 800-282-3214
  • 614-295-5890
  • 714-551-9375
  • 714-551-9377
  • 573-767-0233
  • 800-983-4730

Stop Debt Collection Harassment

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What our Clients are Saying

“I can’t start to tell you how happy this makes me. It is actually comforting to know that there are people ready to do the things you have done. I am really blessed to have found you guys, and was not worried about anything. I think that at the end was the best part for me, reassurance. I’ve got the release here and have signed it, I’ll fax it over the hour.”

“Thank you so much for handling my situation. Previously, I did not trust attorneys. I had bad experiences and did not think lawyers fought for you anymore. You’ve restored my faith. You took in my case, never asked for a retainer, and you won without ever having met me. Thank you.”

“If you’re not certain about this business…DONT BE!!! They’re for real when they say that they are here to assist you. It only requires a couple of brief minutes of your time to speak with a rep. I was a skeptic, but you did everything you said you would! I can not say thank you enough!”

Can You Help Me Remove Capital Accounts from My Credit Report?

We ought to be able to assist. Give us a call and we’ll explain.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

6 COMMENTS
  • Heidi

    I didn’t answer the phone but called back. She asked for my number I gave it to her. She said we have no information on that number so I asked then why are you calling me asking for me? She said I don’t know I can’t even find your number in the system bye and hung up. I called back and said LOOK ya’ll are calling me and I want it to stop. She said what is your name? I told her and she said I can’t find your information but your number is attached to this name (not mine) can you provide your SSN? I said HE*L NO I don’t even know who you are and she said we don’t have any information on you so have a nice day. I said then STOP calling me.

  • Roger P

    Tried calling their number, was cussed out by someone (had not even spoke yet), and then hung up on. They denied receiving any phone calls from me previously when I called again. I asked for more information on the debt which I had paid and they provided with just a vague name and PO Box, not much more than the letter I received.

  • Bernice Lupo

    Capitol accounts is harassing me for $103.00. My husband is very ill & I told them I can pay whatever I can afford since we live on SS. They are rude & insensitive. The number they called from is 904-685-9184. I don’t see this number listed. Just reporting them for rudeness among other things

  • Lee

    It is my guess that the callers are not working out of some professional office, as you might be imagining. They work from their homes and are paid a bounty on each debt collected. You are not dealing with “professionals.”

  • Kimberly Haining

    They call about once a month and give me a different amount I owe every time. They are very rude so I quit answering strange numbers. Just now they left a voicemail with only a giant belch and a woman saying “oh I’m sorry” before hanging up. I called them back to tell them what happened and it was the same woman-I could tell by her voice. I saved the voicemail.

    Absolutely ridiculous before the belch incident but this tops it!

  • Danielle

    I have asked them to cease and desist and they continue to call. Also on first call, without verifying my identity when I answered the phone, said they were calling about “my” delinquent account even though they didnt verify who I was first

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