What is Choice Recovery Inc?
Choice Recovery collects on behalf of health care, higher education, government and industrial clients. The company proudly reports that it’s a program called “restart,” which tries to aid consumers upgrade their resumes and find jobs. The tagline of this application is “We find them jobs. They pay their bills.” Choice Recovery is licensed to operate in 40 countries and promises “the best kind” of outcomes. Given the number and wide range of customer complaints against the debt collection agency, an individual can not help but wonder about their definition of “best.”
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Is Choice Recovery Inc a scam?
According to the Better Business Bureau (BBB), Choice Recovery is a legitimate collection agency incorporated in 1997. The BBB established Choice Recovery’s profile page in 1999. The bio in the profile page claims “We are a unique collection agency that helps businesses recover unpaid bills. Unlike other agencies, we help consumers get out of debt and we help them find new jobs”
Their motto is, “We recover what others can not.” The business works on a contingency basis, which requires them to aggressively pursue sets to be able to get paid. Choice Recovery efforts involve letters, direct phone calls, and credit reporting into the 3 national bureaus.
If you’ve suffered from Choice Recovery debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
Choice Recovery Collection Agency Complaints
As of March 2017, the Better Business Bureau reported 105 closed Choice Recovery complaints over the previous few decades, such as 45 closed Choice Recovery complaints over the past 12 months. The BBB provides Choice Recovery an A+ rating. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 63 closed Choice Recovery complaints for 2016.
Choice Recovery, Inc.
1550 Old Henderson Road, Suite 100
Columbus, OH 43220
Phone Number: 800-559-9277
Can you help me file a No Fee Lawsuit against Choice Recovery Inc?
Absolutely. Here are some Sample Cases filed in Federal Court
In 2015, a magistrate judge in U.S. District Court, Southern District of Ohio, denied in part and granted in part a customer’s motion to enforce a settlement agreement with Choice Recovery. In Hutchins v. Choice Recovery, the customer alleged that the debt collection agency failed to upgrade his credit report as “disputed,” even though he had contested the validity of the debt. A settlement was reached in the case, but the debt collection agency needed to back out. The judge ruled that the court had the authority to enforce obligations, and granted the motion to enforce settlement, while denying the customer’s request for sanctions against Choice Recovery.
Can Choice Recovery Sue Me or Garnish My Wages?
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely CR would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Choice Recovery Calling You?
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Want to Stop Debt Collection Harassment Now?
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200.
What Our Clients are Saying
“My mom and I want to say thanks to the team of Lemberg Law for all the hard work and effort that was taken to take care of the debt collector and the Fair Debt Collection Practices Act. Because of this, the phones do not ring off the hook anymore.”
“Thank you for all the work you’ve done on my behalf. I genuinely appreciate the blessing you have bestowed upon me. I didn’t realize I’d be getting any money from this wretched affair. I’m taken aback by what you have achieved in my behalf. This has proven better than I could have expected. I’m appreciative of your services and feel blessed.
“After you chose my case, the calls stopped entirely. After you registered against two bureaus, you settled our situation and obtained compensation for me. I want all to understand that, if a collection agency harasses you, your friend, or your loved ones, put a stop to it by calling Lemberg Law. They’ll find the calls to stop, and they get results quickly.”
Can You Help Me Delete Choice Recovery from My Credit Report?
We will do our best to help. Contact us today and let us discuss it.
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