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Credit World Services is a credit agency that has been in business for over 38 years and is headquartered in Mission, Kansas. The company provides collection services for Higher Educational, Retail, Medical, Commercial, and Utility organizations.
The BBB lists Credit World Services as legitimate collection agency on their profile page. On their website, CWS boasts a “comprehensive method” of collection to recover more money. They offer nationwide collection coverage and Litigation / Civil Investigations / Skiptracing services to their clients.
As of September 2017, the Better Business Bureau reported 3 closed complaints against Credit World Services in the past three years, including 1 closed within the past 12 months. Overall, the Better Business Bureau gives the firm a rating of A+. In addition, Justia lists 3 complaints filed in federal court against CWS in the past four years alleging violations of the Fair Debt Collection Practices Act. Further, the Consumer Financial Protection Bureau (CFPB) lists 1 closed complaint in the last year.
Credit World Services
6000 Martway Street
Mission, Kansas 66202
Phone Number: 800-844-4084
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely CWS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here are some Sample Cases Filed in Federal Court
On November 9, 2009 plaintiff Reva Stuart filed suit against Credit World Services for violations of the Fair Debt Collection Practices Act in the Missouri Western District Court. Ms. Stuart had hired an attorney to defend her in relation to the debt sought by CWS but she still continued to receive direct calls from CWS despite being represented by legal counsel in violation of the Fair Debt Collection Practice Act.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.
What Our Clients are Saying
“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”
“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
Chances are good that we can help. Call us today and we’ll explain.
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