Delinquent Recovery Associates DRA Collections Complaints? We Stop Calls

We help consumers who have complaints about collection harassment.

Delinquent Recovery Associates or DRA is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is Delinquent Recovery Associates – DRA?

Delinquent Recovery Associates, Inc. (DRA) is a third-party collection agency based in Louisiana. DRA has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as using false or misleading information in an effort to collect a debt and threatening to take actions that cannot legally be taken. If DRA has contacted you about past due financial obligations,make sure you understand your rights before responding.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Delinquent Recovery Associates a scam?

They’re legit. According to the Better Business Bureau (BBB), Delinquent Recovery Associates, Inc. was founded in 1964. The BBB established a profile page forDRA in 2001, and DRA has been a BBB-accredited business since 2010. The BBB lists DRA as a collection agency, credit service, and credit reporting agency. Buzzfile estimates DRA’s annual revenue at $105,000 and the size of its staff at 4 employees. The Consumer Financial Protection Bureau (CFPB) attributes all complaints against DRA to a company called Collection Bureau of the South (CBS); Buzzfile estimates CBS’s annual revenue at $540,000and the size of its headquarters staff at14 employees.

According to its website, DRA employs a “highly efficient staff to expedite… the collection process.” DRA promises that clients “will see results quickly and be relieved of the burdensome collection task.” DRA “takes pride in providing courteous and friendly service…with a crew that is always eager to serve…and… are flexible to meet client needs.”

Delinquent Recovery Associates collects delinquent accounts for lease and rental property managers; medical and healthcare service providers; utility companies; and many other consumer businesses. DRA also accepts commercial collection accounts for business-to-business account delinquencies.

Delinquent Recovery Associates is a full-service collection agency.  Their website states that they “step it up with legal pressure early in the process for better results and maximum impact.” DRA provides “thorough skip tracing and asset investigation that ensure successful results” by providing methods of “locating …debtors, their employments, and personal property” whenever DRA has “insufficient information to collect …money.” DRA also reports delinquent debts to all three national credit reporting agencies. DRA states that this credit reporting  practice “guarantees a much greater probability of the collection item showing on consumers’ credit reports…because they cannot hide from that.”

DRA has posted an online payment disclaimer that informs site visitors that paying bills through the website does not obligate DRA to accept the payments; does not constitute a settlement; does not require DRA to cease collection efforts; does not guarantee that legal proceedings will be dismissed; and does not preclude DRA from assessing additional legal fees.The DRA website does not provide any information about their regulatory compliance policies. They provide a link to the federal free credit report website, but there are no additional  links or references to consumer protection resources, laws, or enforcement agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many Complaints are there against Delinquent Recovery Associates?

As of October 2019, the BBB has closed 4 complaints against Delinquent Recovery Associates in the preceding three years, with 2 complaints closed in the previous 12 months. All of those complaints alleged problems with billing and collections. As of May 2 014, the Consumer Financial Protection Bureau (CFPB) has closed 31 complaints involving DRA, all of them attributed to Collection Bureau of the South. Justia lists at least 2 cases of civil litigation involving DRA/CBS.

Contact Information

Delinquent Recovery Associates, Inc.
600 Common St.
Shreveport, LA 71101
Telephone:(318) 221-3695

Website: http://www.delinquentrecovery.com/

Can Delinquent Recovery Associates Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely DRA would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 855-301-6100 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Delinquent Recovery Associates?

Absolutely.  You can sue a debt collector. Here is a Sample Case Complaint:

In November 2018, in the United States Court of Appeals for the Fifth Circuit, a judge issued a decision in a case alleging Delinquent Recovery Associates had violated certain provisions of the FDCPA. In the original case, the plaintiff had filed a complaint after receiving a collection letter from DRA in which they identified themselves as the Credit Bureau of the South. The plaintiff alleged that by using the words “credit bureau” in its name, DRA had misrepresented itself “as a credit bureau in an attempt to collect a debt,” which violated both the FDCPA and the Texas Debt Collection  Act (TDCA). The plaintiff alleged further that DRA had “attempted to unlawfully collect the debt” for a $100.00 water bill owed to the City of Shreveport on two separate occasions. Initially, DRA had mailed her a letter printed on letterhead “that clearly stated ‘Credit Bureau of  the  South,  Inc.’ The  second violation…  involved  a  recorded phone  call… during  which …DRA misrepresented itself as a credit bureau in its collection efforts.” At the initial trial, the  “magistrate  judge concluded…  that ‘summary judgment evidence establishes that DRA engaged in debt collection  activities  while  using  the  term  ‘credit  bureau’  in  its  name,  even  though  it  ceased  to  be  a  consumer  reporting  agency  years  ago.’” As a result, DRA was found to be liable for acts that “‘constitute the false representation or implication  that  DRA  is  a  consumer  reporting  agency  in  violation  of  the  FDCPA,’  and  recommended  that  the plaintiff be  awarded  $1,000  in  statutory  damages.” The question of the plaintiff’s attorney fees was left unaddressed.

The plaintiff filed a subsequent motion for attorney’s fees in  the  amount of $130,410… The motion  was  referred to the magistrate judge, who denied the plaintiff’s motion…finding  that  the  case  involved  special  circumstances  that  would  render  an  award of attorney’s fees unjust…because the cause of action was created by counsel for the purpose of generating…an ‘incredibly high’ fee request.” Although Delinquent Recovery Associates had been found “to have committed a violation of the FDCPA, which ordinarily justifies an award of fees as a disincentive to future similar conduct, the Court is even more concerned about disincentivizing the conduct of the plaintiff’s attorney.” The plaintiff appealed the decision, citing the FDCPA’s provision that “a debt collector who fails to comply with  the  FDCPA  ‘is  liable’  for  reasonable  attorney’s  fees.” Although the court acknowledged that in this case, DRAhad failed to comply with the FDCPA, the court also cited cases in which “‘fees may be denied a successful plaintiff only in the most unusual of  circumstances,’ such  as  bad  faith,  obdurate  conduct,  unjust  hardship,  or  other special   circumstances.” Thus, although the court upheld the ruling against DRA, it also used its discretion to sanction the unethical conduct of the plaintiff’s attorney by denying an award for attorney fees.

Delinquent Recovery Associates Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“I used to get up to 15 calls a week from several collection agencies. It got so bad I felt like I should just get a new phone number to make it quit. Happily, I discovered Lemberg Law. They immediately put an end to the calls. Now, when my phone rings I do not dread it.”

“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.

“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.”

“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”

Can You Help Me Delete Delinquent Recovery Associates from My Credit Report?

We can absolutely help. Call us today.

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