IC System a family-owned firm started in 1938 with headquarters in St. Paul, Minnesota. They collect all sorts of debt, such as medical and dental bills, communication, utilities, and government debts, in addition to debt for optometrists, pest control companies, veterinarians, and chiropractors. This third party debt collector has received complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and attempting to collect debts not owed. If you have been contacted by this agency, make sure you understand your rights before taking action.
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IC System is a legitimate debt collection agency that utilizes multiple letters, automatic telephone calls, skip-tracing, litigation, and reporting to all four federal credit bureaus to track down and pressure consumers into paying. After this agency functions an account for 180 days, they’ll send debts with amounts over $100 to outside lawyers.
If you’ve suffered from IC System debt collection harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
As of April 2017, the Better Business Bureau reported 517 closed IC System complaints over the previous few decades, including 149 closed IC System complaints over the past 12 months. The BBB provides IC System a B evaluation. Additionally, Justia lists 30 IC System complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 465 closed complaints for 2016.
IC System, Inc
444 Hwy 96 E
St. Paul, MN 55127
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely IC System would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here are some Sample Cases filed in Federal Court
In 2016, a judge in U.S. District Court, District of Colorado, refused IC Systems motion for summary judgment in Irvine v. IC System for alleged violations of the Fair Debt Collection Practices Act. The court granted in part the customer’s motion for summary judgment. According to the judge’s decision, the consumer alleges that IC System attempted to collect a veterinary invoice and violated the FDCPA in the practice of its own collection calls and credit bureau reporting. The judge ruled the the debt collector violated the FDCPA once the debt collector advised the consumer that the debt would remain on her credit report before it had been paid; that she had contested the debt; the debt collector had to notify the credit bureaus that she had contested the debt and that the debt collector had to mention that the debt was disputed in its communication about the debt.
Here are some past Press Releases of Lawsuits Brought On By Lemberg Law
March 17, 2014. In a class action complaint, Lemberg & Associates is representing Michael Reid, who is suing I.C. System for alleged violations of the federal Telephone Consumer Protection Act. The complaint alleges that I.C. System negligently, knowingly, and/or willfully placed automated calls to Mr. Reid’s cell phone.
The complaint alleges that I.C. System repeatedly called Mr. Reid’s cell phone using an automated telephone dialer system. Moreover, even though Mr. Reid asked I.C. System to stop calling, they continued to do so. Mr. Reid never provided his prior express consent to receive robocalls from I.C. System.
The class of people being represented are those who received one or more non-emergency telephone calls from I.C. System to a cell phone through the use of an automated dialer and who did not provide prior express consent for such calls.
Understanding Your Debt Collection Rights
If you’re being bothered by debt collectors, it’s important to bear in mind that you have rights. The Fair Debt Collection Practices Act (FDCPA) is a law which mandates that debt collectors behave in certain ways to protect you from harassment and from the launch of personal financial information. 1 part of the law states that debt collectors aren’t permitted to contact you in a place or time that they understand to be inconvenient. Consequently, if a debt collector attempts to phone you at work and you let them know that you’re not permitted to take calls at work, they need to to stop calling you there. Debt collectors are also not permitted to give information regarding your debt to anyone else, and are generally only permitted to speak with third parties to be able to attempt and discover how to contact you. Once they have your contact info, they’re not permitted to speak to your friends, relatives, neighbors, or coworkers.
If a debt collector violates the provisions of the FDCPA, you could have the ability to recover statutory damages up to $1,000 plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call ? 844-685-9200 NOW.
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Odds are, we can. Contact us and we will explain. Can Our Business Help You Deal with IC System?
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