National Credit Audit Corporation Sued for Debt Collection Harassment

On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Northern District of Illinois. The case, against National Credit Audit Corporation, charges the debt collection agency with violating state and federal law and asks for $1,000 in statutory damages under the Fair Debt Collection Practices Act, allowable damages under the Illinois Collection Agency Act, plus other relief.

Debt collector threats can be frightening. Most people don’t know what actions a debt collection agency typically will or will not take. Folks don’t have the knowledge to adequately evaluate the legitimacy of a threat. Our client says that National Credit Audit Corporation started calling him in an attempt to collect a debt. During one of the calls, our client says that the National Credit Audit Corporation debt collector told him that, unless he paid his debt, he would be unable to rent another apartment and would be homeless. That sounds absolutely terrifying.

This lawsuit charges that National Credit Audit Corporation violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using false, deceptive, or misleading representation in connection with the collection of a debt; and by using unfair and unconscionable means to collect a debt. The lawsuit also charges that National Credit Audit Corporation violated the Illinois Collection Agency Act by engaging in dishonorable, unethical, or unprofessional conduct of a character likely to deceive, defraud, or harm the public.


    i had a bad experience with them too, they were very rued and would help me out with clearing my account, i have been paying them $100 for the last 3 years and the times that i have called them which has been maybe twice in the last 3 years the person that answers the phone is very rued.

  • Megan

    They refuse to take off a charge that isn’t mine off my credit report ! I’ve reached out multiple times

  • Laura

    Is this a class action suit? They were very rude and threatening to me as well

  • Jessica Ambriz Galvan

    Hello, I just had the same issue. I was about to give my card info for payment but something told me to stop. I asked kindly for a callback number but now I feel I may be getting scammed. They even harrased me at work and I asked them to stop but I don’t know if they will. They also threatened to take me to court.

Leave a Reply or Comment

Write a comment below to share online. Or, instead can to our legal team.
Phone & email are required but will not be published.

Briefly describe the problem Briefly describe the problem

What’s your name? What’s your name?

What’s your phone number? What’s your phone number?