Pendleton Capital Management PCM Collections Complaints? We Stop Calls
We help consumers who have complaints about collection harassment.
Pendleton Capital Management or PCM is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Pendleton Capital Management – PCM?
Pendleton Capital Management , Inc. (PCM) is a third-party collection agency based in New York. PCM has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as illegal sharing of information and threatening to take action that cannot legally be taken. If PCM has contacted you about past due collection items, make sure you understand your rights before taking action.
Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Pendleton Capital Management a scam?
They’re legit. According to the Better Business Bureau (BBB), Pendleton Capital Management, Inc. was incorporated in 2013. The BBB established a profile page for PCM in 2014. The BBB lists PCM as a collection agency that uses the alternate business names, Integrated Recovery Services, Inc. (IRC) and Integrated Services (IS).
PCM does not maintain a publicly accessible website. Neither the LinkedIn nor Facebook social media networks host pages for PCM, IRC, or IS. A basic search of the Glassdoor website does not produce any results for either PCM, IRS, or IS. Aside from reports of consumer complaints alleging abusive debt collection practices, PCM, IRS, and IS have virtually no internet presence.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many Complaints are there against Pendleton Capital Management?
As of August 2019, the BBB has closed 100 complaints against PCM in the preceding three years, with 57 complaints closed in the previous 12 months. Most of those complaints alleged problems with billing and collections; however, 13 complaints also cited problems with customer service. As of March 2015, the Consumer Financial Protection Bureau (CFPB) has closed 109 complaints against PCM. Justia lists at least 3 cases of civil litigation involving PCM.
Pendleton Capital Management, Inc.
3840 E. Robinson Rd., Ste. 224
Amherst, NY 14228-2001
Telephone: (833) 808-0981
Can Pendleton Capital Management Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely PCM would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Pendleton Capital Management?
Absolutely. Here are some Sample Complaints
Complaints against Pendleton Capital Management cite problems resulting from disputes about the validity of debts and allegations of harassment. In May 2019, a complainant stated that PCM had contacted her, her ex-husband, her daughter, and her son about one month previous to the complaint regarding “‘a matter that was issued with their processing department for final recommendation.’” The complainant stated that neither she nor any of her family members returned any of the calls, but PCM kept calling. At some point, the complainant’s daughter “finally… let them know that she would call the police if they called her again.” Allegedly, PCM “stopped calling for a bit.” However, on the day the complainant filed the complaint, she said she had “received another voicemail from PCM leaving the same message that they ‘had a matter that was issued with their processing department for final recommendation.’” She was unsure what the message even meant, so she returned the call “to try and get an address to which to send a cease and desist letter.” The complainant spoke with a PCM representative, whom she said “proceeded to ignore her request and tried to tell her she…had 3 loans that were past due, and that they had contacted her in writing (via email to an incorrect email address) many times.” The complainant insisted that PCM had made no such contact attempts and “repeated her request for an address,” but the PCM representative hung up on her. She “called back to again request an address,” but during this call, the PCM representative allegedly said that “all they were permitted to give her was an email address. When the complainant insisted on a physical address,” the PCM representative said, “This is 2019… Things have changed, and the laws change monthly.” The complainant replied that she found her comment “interesting because she had been working in collections herself for 15 years and was not aware they changed that frequently, since the last update appears to have been in 2006.” The complainant “asked again for a physical address,” but the PCM representative hung up on her. The complainant called them back and again spoke to the same representative. She asked again for a physical address, but the PCM representative allegedly “started talking about bankruptcy and wanting to know who her attorney was.” The complainant repeated her request for a physical address, and the PCM representative again hung up on her. The complainant stated that PCM’s conduct “violated at least four provisions of the FDCPA,” including failure to provide debt validation; harassment as a result of placing frequent calls; failure to identify themselves as a debt collector at the beginning of every contact; and failure to notify the complainant that the debt can be disputed. She said she had attempted to call approximately 3 more times and was hung up on each time she called. She stated her intention to file a complaint about their FDCPA violations.
Pendleton Capital Management responded using a standardized response template that states, “As a company PCM strives to maintain professionalism when dealing with consumers. PCM does not permit employees to harass consumers…These types of practices are reprehensible and not tolerated…. PCM will do a thorough investigation and reprimand if necessary. PCM apologized for any bad dealings the complainant feels she may have had.” PCM also promised to “close the account… and forward it back to the client for collection by a different agency.” They also promised that “no further contact would be made.”
Pendleton Capital Management Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Debt Collection Harassment Now?
You may have a case, if…
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“With your help the nagging collection calls have ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”
“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.
“After speaking to one of the partners, and going over the plan of action, I felt I’d chose the perfect company to go to work for me. He was very accommodating in describing what was going to happen. I would strongly recommend Lemberg Law to anybody being hassled by debt collectors”
“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”
Can You Help Me Delete Pendleton Capital Management from My Credit Report?
We can absolutely help. Call us today.
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