Penn Credit Corporation, a debt collection agency, generates a lot of consumer complaints about debt harassment. Find out who they are, why they might calling, and how you can stop them.

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What is Penn Credit Corporation?

Penn Credit Corporation is a debt collection agency located in Harrisburg, PA. The Better Business Bureau indicates that the business was started locally and incorporated in 1987. The BBB opened its file on this collection agency about nine months after its initial founding. Buzzfile indicates Penn Credit Corp. has an annual revenue of $5.6 million and an estimated staff of 13.

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Is Penn Credit Corporation a scam?

Penn Credit is a legitimate debt collection agency. It describes itself as a “cutting edge leader in the collections industry whose professionalism, ethics, and integrity…serve as a model for how collection agencies should be run.” It acts as a third-party collection agency for the following markets: consumer credit cards; commercial accounts receivable; direct marketing, including book, movie, and music clubs; student loan providers; state, county, and municipal debts such as taxes, traffic citations, and court fines; healthcare; retail credit; telecommunications; and utilities.

Its website lists affiliations with The Association of Credit & Collection Professionals (ACA International); American Association of Healthcare Administrative Management (AAHAM); Telecommunication and Risk Management Association (TRMA); Healthcare Financial Management Association (HFMA); International Parking Institute (IPI); and The Georgia Municipal Association (GMA). The Consumer FAQs link on the company’s About page contains information for consumers trying to pay a debt, including contact information; a link to an online pay portal; call center hours; information about the Fair Debt Collection Practices Act (FDCPA); information about the Fair Credit Reporting Act (FCRA); a link to the Federal Trade Commission (FTC); and a link to information about resolving consumer debt.

How Many Complaints are there against Penn Credit Corporation?

As of January 2018, the Better Business Bureau lists a total of 133 closed complaints against Penn Credit Corporation in the previous three years; 55 of these complaints were closed in the previous year. Of these complaints, 33 were resolved to the satisfaction of the complainant. Many of the complaints resulted from calls for unverified debts or excessive phone calls. In addition, there were 16 negative customer reviews of this company complaining of rude collection agents; inaccurate billing and reporting information; and excessive phone calls. The BBB had given the debt collection agency a rating of A-. Justia lists at least five different cases of civil litigation naming Penn Credit Corp. as the defendant.

Contact Information

Penn Credit Corporation
916 S 14th St
Harrisburg, PA 17104-3425
Telephone: (717) 238-7124
Website: http://www.penncredit.com/

Can Penn Credit Corporation Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Penn Credit would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

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Can you help me file a No Fee Lawsuit against Penn Credit Corporation?

Absolutely. Here are some Sample Cases filed in Federal Court

Two sample cases illustrate the nature of complaints most often filed against Penn Credit. In June 2017, a consumer filed a civil suit against multiple defendants, including Penn Credit. In this case, the plaintiff complained that a bill he received resulted from the extradition efforts of a public defender’s office. The plaintiff was unemployed and without property at the time; claimed the debt was the result of credit discrimination; and requested that the debt be removed from his credit report. Although the judge did give consideration to the plaintiff’s charge of unverifiable debt, no specific violation of the FDCPA or FCRA was identified in this case.

In another case in November 2015, a judge considered a default judgement against Penn Credit Corp for alleged violations of the FDCPA provision against excessive phone calls. The plaintiff in this case charged that, over a two-month period, Penn Credit made so many phone calls, including robocalls placed to a cellular telephone, that the debt collection agency violated provisions of the FDCPA.

Lemberg Law Client Lawsuits

June 5, 2017. On behalf of our client, Lemberg Law filed a complaint in U.S. District Court, Middle District of Pennsylvania. The case, against Penn Credit Corporation, charges the debt collection agency with violating federal law and asks for $1,000 in statutory damages under the Fair Debt Collection Practices Act and other relief.

When the phone rings and it is a debt collector, you can’t be blamed if your heart starts to race and your palms get a little sweaty. When you realize that the debt collector is trying to reach someone who doesn’t even live with you, that makes it even worse. Our client says that Penn Credit Corporation called her in an attempt to collect a debt from someone else. She contacted the debt collection agency to inquire about the calls, at which time the debt collector asked to speak with the person who owed the money. Our client advised the debt collection agency that the person who owed the money did not live with her and that they were not reachable at her phone number. She also asked them to stop calling her. Nevertheless, the debt collection agency continued calling our client in attempt to collect the other person’s debt.

September 20, 2015. On behalf of our client, Lemberg Law filed a complaint in U.S. District Court, Eastern District of Texas, against Penn Credit Corporation. Our client wrote a cease and desist letter PennCredit , telling them to stop calling her. Despite the letter, this collection agency continued to call.

The lawsuit charges that Penn Credit Corporation violated the Fair Debt Collection Practices Act (FDCPA) by continuing to contact our client after having received written notification from her to stop calling; by engaging in harassing behavior; and by using unfair and unconscionable means to collect a debt. The suit seeks statutory damages of $1,000, punitive damages, and other relief.

Penn Credit Corporation Calling You?

Understand your debt collection rights

There are federal laws designed to protect consumers against collection agencies that engage in unethical business practices. For example, the Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) contain provisions that restrict and regulate the way collection agencies can conduct business. The FCRA regulates the way in which collection agencies and creditors report delinquent debts to Experian, Equifax, and TransUnion. It also provides consumers with certain rights regarding access to their financial information, such as requesting free copies of their reports or requesting changes to information on their reports. The FDCPA is designed to ensure that collection agencies and their employees follow certain guidelines that prohibit illegal activity, such as using abusive or threatening language, harassing consumers, misrepresenting the nature of a debt, and tactics like making an excessive number of calls to the same person. Collection agencies can be held accountable if consumers suspect illegal activity.

Both of these laws also provide individuals with a means to seek damages in court. For example, the FDCPA allows consumers who have been violated to recover monetary damages of up to $1,000, plus attorney fees and court costs. If you are concerned that a collections agent has violated your rights under these laws, seeking assistance may help you find the relief you are entitled to.

Consumers have reported this agency harassing them from the following numbers:

  • 8009001367
  • 8009001300
  • 8009001381
  • 8008003328
  • 8007982724
  • 8007207281
  • 8009001380
  • 8009001388
  • 8009001361
  • 8007207290
  • 8009001392

Want to Stop Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • A debt collector makes criminal accusations against you
  • A debt collector uses obscene or profane language
  • You receive automated debt collection robocalls to your cell phone

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.

What Our Clients are Saying

“I didn’t know there was a group of professionals who were willing to go above and beyond to ensure their clients get justice. You helped stopped the notorious payday loans staff from calling me. I highly recommend your services to anyone.”

“It’s never too late to say a BIG thank you. It’s a month since you assisted me in stopping the numerous telemarketing calls I was receiving. My interaction with your staff was a great experience.”

“I received a scary call from a group saying that my credit card had been flagged for fraud. They threatened me that I needed to pay off $1,500 or end up incurring fees and fines. I knew this was likely a scam and I contacted Lemberg Law. You responded immediately and took over the case. I really appreciate the efforts of the entire legal team for putting an end to this nightmare.”

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Can You Help Me Delete Penn Credit Corporation from My Credit Report?

In short, chances are we can. Call us to today and we’ll tell you how we can help.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

5 COMMENTS
  • Janis Gray

    this company needs to stop calling every day all day and some nights …..

  • RICHARD N BENZENHAFER

    I HAVE MADE ARANGMENTS WITH MMH ON A MONTHLY PAYMENT MORE WILL COME WHEN THING GET BETTER THANK YOU what i said is the same thing what more do you want me to say ,every one will be payed but wright now i can not pick it of a tree

  • Sherlock

    Calling all the time I am in Florida for the winter and get my phone calls no. Forwards to me. Do not know what it is for

  • anonymous

    Received notice by mail from PennCredit stating I have a debt from a few years ago from a state that I was not in during that time. I will respond in writing stating their records are flawed and ask for evidence of the debt they state I owe.

  • Larry Lemstrom

    This company keeps harassing me about a parking ticket from k Key West and I have never driven a vehicle that was registered in my name to Key West. The dept. of motor vehicles has no record of any ticket!!! SCAMMERS!!!

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