The debt collection agency is based in Canada, and they’ve more than 500 workstations which are devoted to outbound debt collection calls. The corporation’s call centers can be located in the USA, United Kingdom, Canada, and Panama. Specifically, they operate from Denver, Dallas, New York, Buffalo, Chicago, Montreal, Toronto, London, and Panama City, which makes Affinity Global a truly global operation.
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Affinity Global is a legitimate collection agency created in 1999, and conducts first-party in addition to third-party collections. AffGlo uses a number of tactics to accumulate debt, including telephone calls, letter collection, and skip tracing tactics, and assert that all employees are trained in the most recent legal and ethical standards for the industry.
As of December 2018, the BBB lists a total of 66 complaints against Affinity Global. At least 11 of them were filed in the last year. The Consumer Financial Protection Bureau (CFPB) lists 44 closed AffGlo complaints for 2018.
1490 Denison Street
Markham. ON L3R 9T7
Affinity Global Phone Number: 800-563-4929
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely AffGlo would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Absolutely. Here are some past cases filed in Federal Court
In 2016, a judge in U.S. District Court, Eastern District of New York, granted the Customer’s motion for summary judgment for specific issues in Halberstam v. Global Credit and Collection Corp.. The Fair Debt Collection Practices Act in this class action case was “if a debt collector, whose phone call to a debtor is answered by a third party, may leave his name and number for the debtor to return the telephone, without disclosing that he’s a debt collector, or if the debt collector must refrain from leaving callback advice and try the call at a later time.” The judge ruled that the debt collector shouldn’t leave callback info. Since the Global Credit and Collection Corp. debt collector had done so, the judge granted summary judgment on this matter.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.
Can You Help Me Delete Affinity Global from My Credit Report?
In a word, yes. Call us to learn how.
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