Aldridge Pite, LLP (AP) is a law firm based in Georgia that specializes in real estate and property management law, including third-party debt and asset collection. AP has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including threatening to take actions that cannot legally be taken and attempting to collect debts not owed. If you have been contacted by Aldridge Pite, make sure you understand your rights before taking action.
- Who is Aldridge Pite LLP?
- Is Aldridge Pite LLP a Scam?
- Aldridge Pite LLP Complaints?
- Can Aldridge Pite LLP Sue Me or Garnish My Wages?
- Aldridge Pite LLP Lawsuits
- Aldridge Pite LLP Calling?
- How Do I Stop Aldridge Pite LLP Debt Collection Harassment?
- How Can I Delete Aldridge Pite LLP from My Credit Report?
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According to the BBB, Aldridge Pite, LLP was founded in February 2010. The BBB established a profile page for AP in October 2010. AP is listed as a mortgage broker. Buzzfile estimates AP’s annual revenue at $61.8 million and the size of its headquarters staff at 115 employees, with a total of 1,200 employees across all locations.
According to its website, Aldridge Pite “is a multi-state law firm…and a full-service provider of legal services to depository and non-depository financial institutions.” AP “is dedicated to providing best-in-class representation across all of its practice areas through its unwavering subscription to” partnership, integrity, and innovation.
AP’s staff of attorneys focus on six principal practice areas: mortgage default services; litigation services; commercial and residential real estate transaction services; a national eviction practice group; regulatory compliance; and home- and condo-owners associations estoppel mitigation and litigation.
AP’s mortgage default services division offers an extensive list of services to “loan servicers, lenders, and investors in non-judicial and judicial foreclosures” for eviction, bankruptcy, and loss mitigation cases. Their residential real estate division handles cases involving resales, new construction, refinances, reverse products, home equity lines of credit (HELOC), REO sales, and short sales. Attorneys in the commercial real estate division represent “banks and other lending institutions, servicers, purchasers, sellers, and investors in transactions involving the purchase, sale, leasing, and financing of commercial property.”
Most of the collection activity at Aldridge Pite appears to be handled by the staff of the litigation services and national eviction services divisions. AP’s litigation services division “represents mortgage lenders and loan servicers in all manners of commercial and residential litigation involving mortgage lending and real estate, with a particular emphasis on those matters arising during the course of the mortgage origination, servicing, and default processes,” including forfeitures, foreclosures, and replevins. Their national eviction group “takes a value-based approach to national eviction management…to quickly and cost effectively secure possession of the property, at all times minimizing the litigation and risk often associated with evictions.”
Aldridge Pite also has a regulatory compliance division that “represents a broad array of regulated entities, including” banks, credit unions, mortgage lenders, brokers, and mortgage servicers. Their compliance division oversees compliance with CFPB, FDCPA, TCPA, and other consumer protection laws and agencies.
The BBB has closed 8 complaints against Aldridge Pite in the past three years, all of them in the past 12 months. Almost all of those complaints allege problems with billing and collections. Since December 2015, the Consumer Financial Protection Bureau (CFPB) has closed 39 complaints against AP. Justia lists at least 10 cases of civil litigation involving Aldridge Pite.
Aldridge Pite, LLP Contact Information
Aldridge Pite, LLP
3575 Piedmont Rd., N.E., Suite 500
Atlanta, GA 30305
Telephone: (877) 319-8840
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Aldridge Pite, LLP would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here are some Sample Cases against Aldridge Pite, LLP.
In March 2018, in United States District Court for the Southern District of Georgia, Augusta Division, a judge issued an Order in a case alleging Aldridge Pite had violated provisions of the FDCPA. The plaintiff named 3 defendants in his complaint—AP, Wells Fargo Bank, and Federal National Mortgage Association (FNMA). In this case, the plaintiff owed FNMA $97,916.78 in mortgages on two properties in Augusta, GA. In September 2015, the plaintiff “sent two checks totaling $86,509.24, which allegedly and inexplicably satisfied both mortgages in full.” However, despite having been notified that the obligation had been satisfied, Wells Fargo Bank obtained a “void judgement” and repossessed the property. A year later, in September 2016, the plaintiff filed a lawsuit in an effort to stop the foreclosure proceedings. Subsequently, but before the lawsuit had been resolved, the plaintiff received a collection notice from AP “informing him he owed FNMA $97,916.78; that Wells Fargo was authorized to collect the debt; and that they had been retained in connection with the debt.” Throughout the letter, Aldridge Pite identified itself as a law firm even though “no lawyers were involved in drafting the letter, which was generated by a computer-automated process.” The court construed the plaintiff’s allegations against the defendants liberally “and granting him the benefit of all reasonable inferences to be derived from the facts alleged… found that the plaintiff…arguably stated a claim under the FDCPA against the defendants.”
Much of the rest of the court’s findings in this case consisted of instructions for how to proceed because the plaintiff had appeared in court without an attorney and had requested that the court costs be waived due to his impoverished financial state. As a result, the court provided fairly specific guidance, including instructions for mailing service of process; instructions for Aldridge Pite about how to respond; instructions for serving copies of all pleadings and discovery; instructions for conducting interrogatories and other methods of obtaining new discovery; and instructions for filing change of address information and record-keeping. The court also advised the plaintiff “that he must pursue this case and failure to do so may result in dismissal for want of prosecution.”
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
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The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call ? 844-685-9200 NOW.
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