We Help Stop Allen Maxwell & Silver AMS Collections Harassment

How To Put An End to Unwanted Calls and Debt Collector Abuse and Threats.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Allen Maxwell & Silver AMS
Allen Maxwell & Silver Inc or AMS is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.


What is Allen Maxwell & Silver?

Allen Maxwell & Silver or AMS is a third-party collection agency based in New Jersey. AMS has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and threatening to take actions that cannot legally be taken.If you have been contacted by this debt collector, make sure you understand your rights before responding.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Allen Maxwell & Silver a scam?

They’re legit. According to the Better Business Bureau (BBB), Allen, Maxwell & Silver, Inc. is a legitimate collection agency founded and incorporated in 1992. The BBB established a profile page for AMS in 2008. AMS is listed as a collection agency. Buzzfile estimates Allen, Maxwell & Silver’s annual revenue at $3.8 million and the size of its headquarters staff at 25 employees.

According to its website, AMS is “a leader in commercial Accounts Receivable Management.” AMS delivers “professional, highly effective results for clients on a worldwide basis.” AMS’s services are organized into “three distinct departments: Outsourcing, Third Party and Legal Forwarding.” Together, these divisions employ “a seasoned and skilled staff of experienced full time professionals who are dedicated to delivering superior collection results and timely information to…clients.”

AMS Outsourcing division “assists …in a customer service capacity by communicating with…customers as a seamless extension of the accounts receivable departments” of clients using dedicated phone lines, custom scripts and correspondence, and 30-60-90 day tiered collection programs. Their Third-Party collections division offers professional and aggressive phone, fax, mail, and email communication, as well as skip tracing. AMS’s legal forwarding department is available for accounts that warrant litigation.

AMS cites memberships in the International Association of Credit and Collection Professionals (IACC) and other professional associations. However, they do not provide links and references to consumer protection resources, laws, or enforcement agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Allen Maxwell & Silver – AMS ?

The BBB has closed 6 complaints against Allen Maxwell & Silver in the preceding 3 years, with 2 complaints closed in the past 12 months. Complaints are evenly split between those alleging problems with billing and collections and those alleging problems with customer service. The Consumer Financial Protection Bureau (CFPB) has not posted any complaint data about AMS. Justia lists at least 1 case of civil litigation involving AMS.

Contact Information

Allen, Maxwell & Silver, Inc.
17-17 Route 208 North, Suite 340
Fair Lawn, NJ 07410-2819
Telephone: (201) 871-0044
Website: http://www.amscollections.com/

Can Allen Maxwell & Silver Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely AMS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Allen Maxwell & Silver Inc – AMS ?

Absolutely.  You can sue a debt collector. Here is a Sample Complaint:

Complaints against Allen Maxwell & Silver cite problems resulting from disputes about the validity of debts and the accuracy of billing and accounting methods. In June 2017, a complainant indicated that they had been contacted by AMS for a delinquent bill they disputed as fraudulent. According to the complainant, they had signed a contract with the original creditor, which they had cancelled at the end of January 2017. According to the complainant, the terms and conditions in the contract stated that a 30-day advance notice was required for a valid cancellation prior to an automatic 12-month renewal at the expiration of any term. The complainant indicated further that no deadline or date was specified with regard to when the 12-month period began, or when the 30-day notice was to be submitted. The complainant stated that although he had submitted his 30-day cancellation notice before the end of January 2017, the collection letter he received from AMS requested payment for the months of February, March, April, and May 2017, for a total of $598.00. The complainant stated that the invoice lists incorrect charges, and that collection activity by AMS was affecting his business credit rating. After contacting AMS to discuss the discrepancy, the plaintiff alleged that AMS had sent a “‘fabricated’ set of terms and conditions…that stated a 30-day notice…was not part of the contract… he had originally agreed to… and signed.” The complainant alleged that AMS’s conduct was “extremely deceitful…and brings their ethics into question.” He also indicated he had sent his copy of the contract and charged AMS with “ignoring the contractual agreement and trying to push a flawed collection through the system.”

In response, Allen Maxwell & Silver indicated they had received notification from the original creditor to “close out the account as they were going to credit the $598.00 in full.” AMS indicated they would “have no further contact with the” complainant, and that they would not report the item to the credit reporting agencies.

Allen Maxwell & Silver AMS Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Can I sue AMS for harassment?

Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.”

“Thanks to the staff at Lemberg Law, I have peace of mind again. They worked quickly to find the harassing calls were super considerate when I talked with them. I love the hard work”

“I was almost going nuts receiving calls every afternoon from a person using profane language to push me to pay debts I don’t owe. Someone I trust referred me to Lemberg Law, and I don’t regret having contacted them. The attorneys were very kind and always available when I needed them.”

“Thank you for standing with me Lemberg Law. I was so afraid I could lose my job because of a caller who called my job number 4 hours straight back to back. He not only harassed and threatened me but also abused workmates who received the call when I wasn’t around. Since I solicited for your services, I’ve had a peace of mind, and I’m happy because of the few dollars I got as a settlement.”

Can You Help Me Delete Allen Maxwell & Silver AMS from My Credit Report?

We can absolutely help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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1 COMMENT
  • Ken

    My wife’s business has a debt that has gone to collections with AMS, we do not have the ability to pay it off quickly, it is $24,000. We have been harassed with them going to take legal action, and will not accept any ammount of payment. Question is can they take personal property for this debt? The business was just recently changed to a LLC and name change, but the debt was incurred while it was a sole proprietorship. I just have a car, and and trailer that I dont want to loose if they can seize personal property. Thanks

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