Asset Recovery Solutions ARS Collection Complaints?

We Stop Unwanted Calls and Debt Collector Harassment.

Asset Recovery Solutions LLC, also called ARS Solutions is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is Asset Recovery Solutions?

Asset Recovery Solutions LLC (ARS) is a third-party collection agency based in Illinois. ARS has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including threatening to take actions that cannot legally be taken and using false or misleading information in an effort to collect a debt. If ARS has contacted you about past due financial obligations, make sure you know your rights before you take action.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Asset Recovery Solutions a scam?

They’re legit. According to the Better Business Bureau (BBB), Asset Recovery Solutions LLC is a legitimate debt collection agency based in 2009 in Des Plaines, Illinois. This company purchases and collects a huge array of unsecured consumer debt, such as student loans, automotive debt, retail debt, and credit card debt. The corporation’s CEO is a former executive at Sallie Mae. Asset Recovery Solutions doesn’t have any identifying features. It charges its external clients based on contingency, so it doesn’t collect any fee unless it collects debt. Along with collecting on behalf of other businesses, ARS buys debt to accumulate. Debt buyers typically purchase charged off debt for pennies on the dollar, and rely on collecting enough to earn a profit. Its third party debt collection activities revolve around using technology to monitor and follow up accounts, and it utilizes skip traces, robocalls, and letter string to contact customers.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Asset Recovery Solutions?

As of March 2017, the Better Business Bureau reported 57 closed Asset Recovery Solutions complaints over the previous few decades, including 18 closed  complaints over the past 12 months. The BBB provides ARS an A+ rating. Additionally, Justia lists 20 ARS complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, one alleging violations of the Fair Credit Reporting Act, and one alleging violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 25 closed ARS complaints for 2016.

Contact Information

Asset Recovery Solutions, LLC
2200 Devon Avenue, Suite 200
Des Plaines, IL 60018
Phone Number: 888-678-0087

Can Asset Recovery Solutions Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely ARS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 855-301-6100 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Asset Recovery Solutions?

Absolutely. Here is a Sample Case Filed in Federal Court

In 2016, a judge in U.S. District Court, Northern District of California, denied in part and granted in part Asset Recovery Solutions’ motion to dismiss Datta vs. Asset Recovery Solutions for alleged violations of the Fair Debt Collection Practices Act and California’s Rosenthal Fair Debt Collection Practices Act.  According to the judge’s decision, the customer asserts that Asset Recovery Solutions delivered her a letter in a window envelope which disclosed her account number and a barcode containing her address and account number, and that this was a violation of the FDCPA. She also claimed that the debt collection agency put its name on the outside envelope in violation of the FDCPA. The judge ruled that the barcode falls within the “benign language exemption” determined by the courts, but that Asset Recovery Solutions’ name on the envelope may or might not be a breach. The judge ruled that the case could proceed on that question.

Asset Recovery Solutions Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Consumers have reported this agency harassing them from the following numbers:

  • 847-257-8326
  • 847-257-8334
  • 847-257-8335
  • 847-257-8339
  • 847-257-8333
  • 888-678-9006
  • 877-253-3543
  • 847-257-8327
  • 888-678-008

Stop Debt Collection Harassment

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“Lemberg Law contacted me within a few hours of me submitting my advice on their website. That same afternoon Daniel emailed me instructions about what to do the second time the collection agency called. Within a week, the calls had ceased. Today marks week two and we have not had a call in 3 days. I can not say thank you enough.”

“Fantastic!! Thank you so much for all that you have done for me!! Inform Rebecca thank you as well!!”

“Thank you, and your company, for your representation in this matter. I sincerely appreciate your efforts in addition to the final result.”

Can You Help Me Delete Asset Recovery Solutions from My Credit Report?

We will absolutely do our very best. Contact us and let us help.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

  • Tricia S

    Asset recovery solutions is calling five to six times a day as well as calling the management company for my apartment looking for me. I never gave anyone permission to do that and now the management from my apartment complex is calling me and complaining.

  • Don Exum

    Navient sold or sent my delinquent account to Asset Recovery Solution, ARS to collections. ARS is collecting on behalf of Navient. This is a personal student loan and not a government loan.

    On March 28,2018, ARS sent a settlement offer to take care of an old debt due to Navient. The offer was only pay 10% of the total amount due. The settlement amount was under $1,000, I complied and paid the exact amount before the offer expired, 04/23/2018. ARS stated the account would be considered settled in full and will stop all further collections.
    I am the primary account holder and a close relative is a co-signer, my relative has been harassed; multiple phone calls throughout the day and litigation letters by mail. As of today, 09/11/2018, Navient claims the account still remains delinquent and ready to seek judgement against me.

    I sent Navient a letter showing the ARS offer letter and payment details and I requested they show my account as settled to all three credit agencies, and now I’m receiving litigation and judgement notifications.
    Was the ARS offer to settle the Navient account legit? I called ARS to inquire about my settled account, and asked why Navient is not recognizing the account as settled, they couldn’t provide a solid response.

    Seeking some good advice.

  • Denise Freeman

    We went to a local car dealer for one of those win a car/TV/gift card thing. The thing is these are put on by a third party and I don’t know if most people know that, I didn’t. I have excellent credit but currently unemployed so I had no intention of signing papers but my husband wanted to go out of curiosity and set all this up. A week later I am getting these calls (7) in the space of an hour. They called my house and my cell claiming I owed 5000.00 on an old credit card. The lady Ms Thomson was nice but the lawyer she transferred me to was rude, hostile and threatening. He told me they had won a judgment against me that morning in Howard Co. and had frozen all my bank accounts and were in the process of putting a lien on my home. I told him I would be contacting my bank for verification at which point he became verbally harassing accusing me of not paying my bills and what kind of deadbeat I am. I just hung up and since I was running errands did not pick my phone back up. They called 5 times in a row after that and when I checked my voicemail all that was recorded was music so I guess he put me on autodial to harass me. The thing is both of these people knew my last 4 SS and birthdate. They have not tried to contact me again.

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