Central Portfolio Control CPC Collections Complaints. Stop the Calls

Many consumers bring up complaints about harassing collection calls

Central Portfolio Control or CPC is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

Who is Central Portfolio Control – CPC?

Central Portfolio Control or CPC is a third-party collection agency based in Minnesota. CPC has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), including illegal communication tactics and failure to verify debts. If you have been contacted by Central Portfolio Control regarding past due financial obligations, understand your rights before taking action.

Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Central Portfolio Control a scam?

According to the Better Business Bureau (BBB), Central Portfolio Control, Inc. is a legitimate collection agency founded and incorporated in 1998. The BBB opened its file in 2001. CPC is listed as a collection agency. The BBB has posted an Alert warning consumers that CPC has been cited for instances of misconduct. Buzzfile estimates CPC’s annual revenue at $4.8 million and the size of its staff at 35 people

According to its website, CPC is “a full service and nationally licensed collection agency focused on the recovery of distressed accounts receivable.” Their stated mission is to provide “clients with the highest quality recovery services available and exceed expectations delivering bottom line results.”

Central Portfolio Control collects delinquent debts for most of the usual consumer lending industries, including credit cards, retail credit, and auto financing. CPC also collects delinquent real estate accounts for homeowner associations and home mortgage lenders. In addition, CPC’s commercial collections division collects delinquencies for business-to-business including construction and contracting companies and equipment leasing. CPC cites intimate knowledge of the rules and regulations governing each industry as its strength.

CPC’s online payment page provides information about making payments over the phone, by mail, online via a payment portal, or using Western Union. Their consumer resources page provides links to Ask Dr. Debt, CreditKarma, Mint.com, and MyMoney.com. However, their compliance information is limited to a statement inviting feedback. There are no links or references to consumer protection laws or enforcement agencies, and no mention of compliance policies or employee training.

How many Complaints are there against Central Portfolio Control – CPC?

As of October 2017, the BBB has given CPC a rating of B+. The BBB has closed 53 complaints against Central Portfolio Control in the past three years, with 5 complaints closed in the past 12 months. Most of those complaints allege problems with advertising and sales. Since March 2015, the Consumer Financial Protection Bureau (CFPB) has closed 22 complaints against CPC. Justia lists at least 17 cases of civil litigation naming CPC as a defendant.

Contact Information

Central Portfolio Control, Inc.
10249 Yellow Circle Drive, Suite 200
Minnetonka, MN 55343
Telephone: (800) 541-7123
Website: http://cpcrecovery.com/

Can Central Portfolio Control Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely CPC would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you

Can you help me file a No Fee Lawsuit against Central Portfolio Control – CPC?

Absolutely. Here are some Sample Cases filed in Federal Court

According to its website, the Commerce Department of Minnesota in October 2013 filed a statement of charges against two prominent Minnesota-based collection agencies for “allegedly operating without a license and using money collected…for personal extravagances, [such as] “season tickets for both the Minnesota Twins and the Minnesota Wild; utility bills, parts for [an agency manager’s] classic Corvette, meals, and home and cabin costs; and a vacation in Costa Rica including a chartered fishing trip, zip line tour over eleven waterfalls, golf, a Segway tour, horseback riding, and white water rafting while staying at two different upscale spa and golf resorts.” Although this investigation did not specifically target CPC, the Department was acting in a wider effort “‘to shut down abusive debt collectors to stop them from illegally lining their own pockets and harming consumers and businesses.’”

According to the BBB, the Minnesota Department of Commerce on October 29, 2013, took separate action “against Central Portfolio Control, Inc.’s collection agency license for attempting to collect on payday loan debt when it should have been known that the loans were written by unlicensed lenders in MN making them illegal and void loans.” These practices violate FDCPA provisions against “deceptive practices in connection with the collection of a debt.” In addition, the FDCPA prohibits the collection “of any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly permitted by law.” The Minnesota Department of Commerce required Central Portfolio Control to pay a civil penalty of $2,000 and sign a statement agreeing that:
1. the violation as described occurred and CPC will resolve it in this manner;
2. CPC is aware of its right to a hearing and hereby waives that right; and
3. CPC has been advised of their right to legal counsel and has either had legal counsel or waived their right to legal counsel.

Central Portfolio Control CPC Calling You?

Understand your debt collection rights

The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.

These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.

Consumers have reported this agency harassing them from the following numbers:

  • 9525826086
  • 8008719315
  • 9525404782
  • 9525404782
  • 8008043897
  • 210-764-4843
  • 386-206-1220
  • 480-634-5921
  • 609-521-4178
  • 800-871-8630
  • 888-250-2795
  • 952-582-6056
  • 952-585-6068
  • 952-944-5419

Want to Stop Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.

What Our Clients are Saying

“With your help the nagging collection calls have ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”

“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.

“After speaking to one of the partners, and going over the plan of action, I felt I’d chose the perfect company to go to work for me. He was very accommodating in describing what was going to happen. I would strongly recommend Lemberg Law to anybody being hassled by debt collectors”

Can You Help Me Delete Central Portfolio Control CPC from My Credit Report?

Chances are good that we can help.  Call us today and we’ll explain.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

6 COMMENTS
  • Cheryl Tocco

    This Company CPC has been calling me saying that owe Chase Manhatten $29,000 and had a judgement from 2005, first of all if i did i knew nothing about it and 2nd it is 2018 and why now are they calling we at home at least 3 times a day, robo calling and now contact me at work threatening we with wage garnishing and will take any all things i own. just to make it clear NO credit card company would give me with bad credit $29,000 line of credit. I have been told that this a scam and that these people are looking to scare people in paying something that they do not owe. I need them to STOP calling me.

  • Nadine Elien

    Hi,
    My husband been get a call from these people (952) 215 0403. He has no idea what they are talking about they are saying he owes 9K from 1998. It wasn’t always 9K it got up to 9K, he dont’ even know what it is. They cant even tell what credit card, my husband has been able to finance cars and other line of credit. This has never shown up on his report. They called me at work, saying they thought it was my cell phone. They are rude and threatening us with 12% every day. They said they sent it to court, we never heard anything about going to court. WTF are they? They call are cells phone our jobs every dam day not stop leaving messages about us getting arrested. I don’t know what we are to do? please don’t call me email, if i see a 1800 i am not going to answer.

  • Anna M Brock

    I got a letter from them stating that I owed a local hospital something like $4,000, The letter said that if I responded within 7 days, they would cut the bill in half. So I called them to try and get more information about the bill. They said the only information that they had was the date of the bill and that my daughter was the patient. I asked them if they could send me a copy of the bill, they said no. They also informed me that since I had called I would have to make a payment immediately in order to still get the half off deal. I informed them that I was refuting the charges and would make contact with the hospital myself. I contacted the hospital and the charges that CPC said I owed were actually paid.
    Fast forward, I have been recieving robo calls at least three times a day. Sometimes when I answer they just hang up. Now I just got another letter from them and the bill has gone up to $9,919.00. I call the company and it’s for the same date and child. I inform them that bill was paid in full. I also wanted to find out how the bill had more than doubled. I was told that I was being charged interest. I am pretty sure that they cannot charge interest, but I will check that out. I haven’t called the hospital yet, but that bill was paid by Medicaid so I am going to be making a report to them about this.

  • Anonymous

    For over a year and a half I get weekly calls from this company for a woman who hasn’t worked here in years on my work phone for a Hospital Emergency Department so I can’t block the number. I have contacted their VP on voicemail to ask for remediation, and received a voicemail in return stating it would be remedied months ago- it has not. I have attempted to speak to the representatives who call and have been screamed at and cussed at, and hung up on. This constitutes harassment. I have submitted complaints with the BBB, and the WA State Attorney General’s Office, and will be submitting further complaints with the Minnesota State Attorney General’s office and the Federal Trade Commission if this incessant calling does not cease. The number they call from is 206-508-3301

  • Jennifer Brunello

    Received call from CPC recently and do not know why or what debt it would be about, if any.

  • Mary

    This company calls..I have great credit and owe no one!! These are annoying people!!

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