Chapman Financial Services Collection Complaints. Stop the Calls

Many consumers bring up complaints about harassing collection calls

Chapman Financial Services is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

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The harassing company pays our fees.

Who is Chapman Financial Services?

Chapman Financial Services is a collection agency headquartered in Coeur D Alene, Idaho.  The company was founded in 1930 and markets itself as a full service collection agency committed to exceeding expectations and increasing “net-back.”  It operates as a division of the larger MST Financial Services.

How many Complaints are there against Chapman Financial Services?

As of September 2017, the Better Business Bureau reported 13 closed complaints against Chapman Financial Services in the past three years, including 5 closed within the past 12 months.  Overall, the Better Business Bureau gives Chapman Financial Services a rating of C-.  In addition, Justia lists 2 complaints filed in federal court against Chapman Financial Services in the past four years alleging violations of the Fair Debt Collection Practices Act.  Further, the Consumer Financial Protection Bureau (CFPB) lists 5 closed Chapman Financial Services complaints since 2015.

Can you help me file a No Fee Lawsuit against Chapman Financial Services?

Absolutely. Here are some Sample Cases against Chapman Financial Services

In Bailor v. Chapman Financial Services, the United States District Court for the Eastern District Court of Washington entered a judgment in favor of the plaintiff Robert Bailor against Chapman Financial Services in the amount of  $1,250.  The Court found that the practices of Chapman Financial Services were in violation the Fair Debt Collection Practices Act.

Chapman Financial Services Contact Information

Chapman Financial Services
316 N. 4
P.O. Box 7100
Coeur d’Alene, ID 83816
Phone Number: 208-667-4671

Phone Numbers Used by Chapman Financial Services







Chapman Financial Services Calling You?

Understanding your Debt Collection Rights

If you are being contacted by a debt collector you should know that there are certain rules and requirements that debt collectors must follow. The rules are laid out in a law passed by Congress called the Fair Debt Collection Practices Act, or the FDCPA. The FDCPA states that within five days after the debt collector contacts you for the first time, they are required to send you a written notice with certain information. The information must include specifics about the debt and inform you how to access more information about the debt. It must also notify you of your right to dispute the debt within 30 days. If the debt collector does not provide this written notice within the required time period, then they may be in violation of the FDCPA. For violations of the FDCPA, consumers can recover up to $1,000 in statutory damages, plus attorney fees and court costs.

Want to Stop Chapman Financial Services Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If a Debt collector does not send you a validation letter or if the letter does not say your right to dispute the debt, to speak with a representative directly and immediately call 844-685-9200 for a free, no obligation case evaluation. Debt collectors should be held liable.

What Our Clients are Saying

“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”

“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”

“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”

Can You Help Me Delete Chapman Financial Services from My Credit Report?

Chances are good that we can help.  Call us today and we’ll explain.

Can Your Firm Help me Deal with Chapman Financial Services?

In short, the answer is yes. Contact us to find out more.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

  • Jer stack

    Chapman financial has been a true nuisance in my life. They called my employer and said it was an important matter. They skipped right past calling my cell phone and embarrassed me at work. There customer service team is downright rude and degrading. When the lady pretty much demanded I get my debt taken care of, I asked if they would do a lump sum discount. She replied we can’t do that because you have not made any payments to us. Logic says if one is willing to pay the debt off, you would try to make a deal. Instead of worrying about me making good faith payments. Anywho, that’s my story..

  • Jeff Salsbury

    A representative of Chapman Financial was knocking on my neighbors door and looking into their home through several windows on their porch. He was asked to leave and became rude. I advised that he needed to leave the property. When he refused to leave and continued to attempt to peep in their windows I took pictures of him and his car tag which is K362377 a white Kia SUV. I told him to leave or I would call the police. He said next time he would bring the police with him. I told him to call now. He finally left after making a smart comment

    I called the Post Falls Police and they told me that they felt since they felt he was on the property for what they called a “legal purpose” they did not feel that him looking in the windows was wrong. They filed a report only after I demanded to see a supervisor. The officers denied knowing this jerk but I know they know him because he is a local process server and they do not make him follow the rules.

  • Grace

    I have recieved 2 calls from Chapman Financial Services in the last 6 months regarding debt collection. I am unsure if it is a scam or not because I’ve just graduated college and I don’t have a penny of debt, not even student loan debt, so I don’t know why they would be contacting me? Is it safe to ignore them?

  • Emily

    Hello, I have had no phone calls/no letter letting me know I even had an account. I check my credit report and I all of the sudden have a derogatory mark saying the account was created in November??? I made attempt to contact the company in which sent this to collections in the first place to let them know I was having a baby and was no longer working, that I had paid as much as I could possibly afford before my baby arrived and never even heard back. Can they actually do this? No warning, no communication, nothing. I worked so hard to get my credit score back up to what it was, and now it’s right back down in the dumps again because of this. When I had absolutely no knowledge this was even sent to collections in the first place.

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