- Who is Chapman Financial Services?
- Chapman Financial Services Complaints?
- Chapman Financial Services Lawsuits
- Chapman Financial Services Contact
- Chapman Financial Services Calling?
- How Do I Stop Chapman Financial Services Debt Collection Harassment?
- How Can I Delete Chapman Financial Services from My Credit Report?
- How Can I Deal with Chapman Financial Services?
Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.
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Chapman Financial Services is a collection agency headquartered in Coeur D Alene, Idaho. The company was founded in 1930 and markets itself as a full service collection agency committed to exceeding expectations and increasing “net-back.” It operates as a division of the larger MST Financial Services.
As of September 2017, the Better Business Bureau reported 13 closed complaints against Chapman Financial Services in the past three years, including 5 closed within the past 12 months. Overall, the Better Business Bureau gives Chapman Financial Services a rating of C-. In addition, Justia lists 2 complaints filed in federal court against Chapman Financial Services in the past four years alleging violations of the Fair Debt Collection Practices Act. Further, the Consumer Financial Protection Bureau (CFPB) lists 5 closed Chapman Financial Services complaints since 2015.
Absolutely. Here are some Sample Cases against Chapman Financial Services
In Bailor v. Chapman Financial Services, the United States District Court for the Eastern District Court of Washington entered a judgment in favor of the plaintiff Robert Bailor against Chapman Financial Services in the amount of $1,250. The Court found that the practices of Chapman Financial Services were in violation the Fair Debt Collection Practices Act.
Chapman Financial Services
316 N. 4
P.O. Box 7100
Coeur d’Alene, ID 83816
Phone Number: 208-667-4671
Phone Numbers Used by Chapman Financial Services
Understanding your Debt Collection Rights
If you are being contacted by a debt collector you should know that there are certain rules and requirements that debt collectors must follow. The rules are laid out in a law passed by Congress called the Fair Debt Collection Practices Act, or the FDCPA. The FDCPA states that within five days after the debt collector contacts you for the first time, they are required to send you a written notice with certain information. The information must include specifics about the debt and inform you how to access more information about the debt. It must also notify you of your right to dispute the debt within 30 days. If the debt collector does not provide this written notice within the required time period, then they may be in violation of the FDCPA. For violations of the FDCPA, consumers can recover up to $1,000 in statutory damages, plus attorney fees and court costs.
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If a Debt collector does not send you a validation letter or if the letter does not say your right to dispute the debt, to speak with a representative directly and immediately call 844-685-9200 for a free, no obligation case evaluation. Debt collectors should be held liable.
What Our Clients are Saying
“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”
“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
Chances are good that we can help. Call us today and we’ll explain.
In short, the answer is yes. Contact us to find out more.
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