We Stop Unwanted Calls and Debt Collector Harassment.
CMRE Financial Services Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is CMRE Financial Services?
CMRE Financial Services was founded in California in 1996, and goes by many other names, such as Physicians Business Bureau, Radiology Associates of Nevada, and Florida Emergency Physicians. With more than 300 employees, CMRE focuses exclusively on only 1 kind of debt collection, namely health care debt.
Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is CMRE Financial Services a scam?
They’re legit. CMRE Financial Services is a legitimate debt collection agency. They claim that their “roots return to the mid ’70s,” and it has always focused solely on collecting on behalf of healthcare providers. It wastes no time in its debt collection efforts, ranging from establishing payment plans with customers before amounts owed are charged off as bad debt, to rebilling insurance and worker’s comp to minimize the amount of time providers need to wait to get paid, to direct debt collection actions.
In 2014, Colorado’s Fair Debt Collections Administration settled an enforcement action with CMRE over charges that the debt collection agency failed to include its Colorado address or telephone number on letters sent to Colorado residents. CMRE paid a $5,000 fine in the issue.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against CMRE Financial Services ?
As of April 2017, the Better Business Bureau reported 129 closed CMRE Financial Services complaints over the previous few decades, such as 45 closed complaints over the past 12 months. The BBB provides CMRE Financial Services an A rating. Additionally, Justia lists 13 complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 224 closed complaints for 2016.
CMRE Financial Services, Inc.
3075 E Imperial Highway, #200
Brea, CA 92821
Phone Number: 800-783-9118
Can CMRE Financial Services Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely CMRE would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against CMRE Financial Services?
Absolutely. Here are some Sample Cases Filed in Federal Court
In 2015, a judge in U.S. District Court, Southern District of California, rejected CMRE Financial Services’ arguments that it shouldn’t be forced to produce materials as requested by the consumer during the discovery procedure. The class action lawsuit, Thrasher vs. CMRE Financial Services, alleged violations of the Telephone Consumer Protection Act for robocalling customers’ mobile phones without their consent. The customer sought CMRE’s outbound call lists, which the debt collection agency objected to on the grounds they’re irrelevant, the lists belonged to the firm that supplied the calling platform, they would invade the privacy of those called who had landlines, and that the telephone numbers are pulled from clinical records, and are thus protected by HIPAA. CMRE also objected to the customer’s request to produce evidence of previous express consent to get robocalls. The court followed a Ninth Circuit decision finding that the defendant had the burden of proving prior express consent as part of its defense, and overruled CMRE’s hindsight, ordering the debt collection agency to make certain documents.
CMRE Financial Services Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Stop Debt Collection Harassment
You may have a case, if…
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
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“I thank you again for keeping me in the loop and just how good your firm has cope with this situation. It can be a little win for them, but this will permit me to meet the aspirations my loved ones and I must chase down some fantasies and offer the best life for our children.”
“I was so excited when you told me about the positive results of the lawsuit. If the need ever arises again, I won’t be afraid to call your office or urge your law services to a friend in need.”
Can You Help Me Delete CMRE Financial Services from My Credit Report?
The brief answer is yes. We can help. Call us today.
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