Incorporated in 1959, Collection Bureau of America is headquartered in Hayward, California, and also goes by the Title, CBA. There are 44 individual companies with the title Collection Bureau of America, and it isn’t clear whether all of these are affiliated, although the website for the business in California reveals a registered trademark symbol beside the title, suggesting that the California entity controls using that name.
The BBB list Collection Bureau of America as a legitimate collection agency on their profile page. This agency doesn’t specialize in collecting a specific type of consumer debt, though it’s one of the few businesses that lists “bottled water” one of the types of debts it collects. The debt collection agency does both first- and – third party collections, and both commercial and consumer collections.
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As of April 2017, the Better Business Bureau reported 64 closed Collection Bureau of America complaints over the previous few decades, including 18 closed Collection Bureau of America complaints over the past 12 months. The BBB provides Collection Bureau of America an A+ rating. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 51 closed Collection Bureau of America complaints for 2016.
Collection Bureau of America Ltd.
25954 Eden Landing Road’
Hayward, CA 94545
Collection Bureau of America Phone Number: 888-306-2045
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Collection Bureau of America would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Absolutely. Here is a Sample Case Filed in Federal Court against Collection Bureau of America
In 2014, a judge in U.S. District Court, Central District of California, refused Collection Bureau of America’s motion for summary judgment in Hernandez v. Collection Bureau of America for alleged violations of the Telephone Consumer Protection Act. According to the judge’s decision, the customer alleged the Collection Bureau of America robocalled her mobile phone without her permission in an effort to collect a debt which she didn’t owe. CBA argued that the gear used to predict the consumer was not an “automatic phone dialing system” as defined by the TCPA and ruled on by the Federal Communications Commission, so the case shouldn’t move forward. The judge rejected CBA’s argument, ruling that the court lacked jurisdiction to entertain CBA’s challenge of the FCC’s rule, and is rather bound to apply the FCC’s rulings. Therefore, the judge ruled the CBA’s gear is an ATDS beneath the FCC judgment, and refused the debt collection agency’s motion for summary judgment.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
What Our Clients Are Saying
“We are writing to express our sincere thanks and to convey how very happy we’ve been, from first contact, together with the services offered by your firm — specifically by the lawyer who handled our situation, Vlad Hirnyk.”
“I was super skeptical that anyone could fix my debt difficulties. I had dealt with it so long that it just became an daily hassle I just wanted to avoid. I made the choice to call Lemberg Law, and I will say I am no longer skeptical. The calls have stopped, and they even could recoup money for me. I could not have asked for a better experience.”
“Thanks are not sufficient for such fantastic results! ”
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