Cooling & Winter is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they be might calling, and how you can stop them.
What is Cooling & Winter?
Cooling & Winter conducts debt collection actions in Florida, Georgia, North Carolina, South Carolina and Tennessee. Cooling & Winter describes itself as a guardian of “creditors rights” This law firm is just 1 year old, and its founding partners were operating at the business of debt collection law firm Frederick J. Hanna & Associates as recently as July 2014.
As lawyers, Cooling & Winter specialize in using the courts to collect debts. They file civil lawsuits against customers. They use other methods before going to court, but this is their main expertise and their principal instrument to pressure consumers into paying fast.
Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Cooling & Winter Collection Agency Complaints
As of April 2017, the Better Business Bureau reported six closed Cooling & Winter complaints over the previous few decades, including six closed Cooling & Winter complaints over the past 12 months. The BBB provides Cooling & Winter an A- rating. Additionally, Justia lists four Cooling & Winter complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 42 closed Cooling & Winter complaints for 2016.
Cooling & Winter
1355 Roswell Road, Suite 240
Marietta, GA 30062
Phone Number: 800-291-5144
Understanding Your Debt Collection Rights
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
If your FDCPA rights have been violated, you have every right to take the debt collection agency . The law states that the debt collection agency must cover you up to $1,000, in addition to your court costs and lawyer fees.
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, a lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
Read more about your rights
What Our Clients are Saying
“I need to personally thank you and everyone I dealt with at your company for helping to prevent harassment by more than one group service. These agencies were calling my buddy five, six, seven, and even eight times each day, using different names and different telephone numbers. The calls lasted even after my friend told them I did not live there and told them to stop calling him. They would call night and day, Saturdays and Sundays, until I called Lemberg Law.”
“A belated thanks for your company. I still get an occasional call but when I ask them to not they stop. Hopefully sometime in the future all of the collection agencies will be emptied. The peace from the constant calls is refreshing.”
“I have to admit, I was not sure of y’all initially but you proved me wrong. You not only got the calls to stop but you have the company to dismiss the accounts once and for all! Thank you so much! It had been more than I anticipated.”
Can You Help Me Delete Cooling & Winter from My Credit Report?
Contact us now and we’ll explain how we can help.
Can Our Business Help You Deal with Cooling & Winter?
The brief answer is also yes. And won’t charge you a cent for a consultation or our aid. To speak with a representative directly and immediately call 844-685-9200 for a free, no obligation case evaluation.