Credit Corp Solutions Inc is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Credit Corp Solutions, Inc. is an international third-party collection agency and debt purchaser based in Utah. Credit Corp has received consumer complaints alleging failure to provide verification of debts in violation of the Fair Debt Collections Practices Act (FDCPA). If you are concerned because Credit Corp has been trying to contact you, know your rights before responding.
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According to the Better Business Bureau (BBB), Credit Corp Solutions, Inc. is a legitinate debt collection agency founded and incorporated in 2011 in Utah. The BBB established a profile page for Credit Corp in 2016. In addition to its location in Sandy, UT, the BBB lists an address in Draper, UT. It also goes by alternative business names such as Tasman Credit or Tasman Credit Corp
Credit Corp Solutions describes itself as a “a receivables management company that purchases and collects consumer debt including unpaid retail finance and sales finance credit cards and personal loans” originally established in Australia over 25 years ago. Credit Corp cites as its strengths its mission to “deliver long-term benefits to the societies in which we operate…[with] systems and controls…designed to ensure that we treat our customers fairly and responsibly, with a view to improving their financial situation.”
Credit Corp’s website has two main tabs—one for consumers, or “customers,” and one for corporate clients. The customer tab provides basic directions to site visitors who may have been contacted by Credit Corp, including contact information, a payment portal, and a feedback form. The Debt Assist tab incudes a “rights and responsibilities section” with links to the Federal Trade Commission (FTC) site for debt collection facts; the Consumer Financial Protection Bureau (CFPB) frequently asked questions page; and additional consumer resources.
The corporate tab provides information to lenders and creditors about Credit Corp’s debt purchasing and collection services. Credit Corp purchases “past-due consumer debts from major banks, finance companies, telecommunication companies and utility providers in the United States of America, Australia, and New Zealand.”
The BBB has closed only four complaints against Credit Corp Solutions in the past three years, with three of them in the past twelve months. Three of the complaints allege problems with billing and collection; the fourth alleges problems with customer service. The Consumer Financial Protection Bureau (CFPB) has logged 15 complaints against Credit Corp since May 2015. Justia lists at least 1 case of civil litigation in which Credit Corp Solutions, Inc. was named as a defendant.
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Credit Corp Solutions would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here are some Sample Cases against Credit Corp Solutions Inc
In August 2017, a complainant indicated that Credit Corp Solutions failed to verify a debt of $1,651.51 that was reported to TransUnion, Equifax, and Experian credit reporting agencies (CRAs). The complainant further alleged that he had requested verification of the debt according to provisions of the Fair Debt Collections Practices Act (FDCPA) but that Credit Corp failed to respond. In addition, the complainant claimed that Credit Corp continued to make contact attempts despite his having informed them that the debt was not his, and that their reporting of inaccurate information to the CRAs violated the FDCPA’s prohibition against using false, deceptive, or misleading information. Also in August 2017, a complainant disputed Credit Corp’s right to continue collection efforts on the basis of their alleged failure to provide verification of the debt.
The complainant disputed the validity of subsequent efforts on the part of Credit Corp to provide verification by citing their failure to adhere to various provisions of laws specific to his state of residence. In March 2017, a complainant alleged Credit Corp violated his rights by refusing to comply with his request to lower his monthly payment obligation to accommodate his reduced employment.
Past Press Releases of Lawsuits Brought On By Lemberg Law Against Credit Corp Solutions Inc
Jan 1, 2016. Debt collectors are supposed to keep most information about a person’s debt private, but sometimes they violate the prohibition against giving information. Lemberg Law is representing a client who claims that this is what happened to her. She says that Credit Corp Solutions called her brother, who did not co-sign for the credit nor was in any other way responsible for it, and told him about our client’s debt.
Our client says that Credit Corp Solutions called her brother looking for her, and he informed Credit Corp Solutions that they could not reach our client at that number and to please stop calling him. However, our client says that Credit Corp Solutions continued to call her brother and also gave him information about the debt owed by her. Our client thinks Credit Corp Solutions did this to intentionally humiliate her since it had her contact information the entire time.
On behalf of our client, Lemberg Law recently filed suit in U.S. District Court, District of New Jersey, charging Credit Corp Solutions with violating the Fair Debt Collection Practices Act (FDCPA) by contacting third parties for purposes other than to obtain location information; by revealing debt information to third parties; by engaging in harassing behavior; and by using unfair and unconscionable means to collect a debt. It asks for statutory damages of $1,000, plus other relief.
Credit Corp Solutions, Inc.
63 East 11400 South #408
Sandy, UT 84070
Telephone: (800) 483-2361
Understanding your Debt Collection Rights
The Federal Trade Commission (FTC) and the CFPB enforce laws prohibiting unethical business practices such as the Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). The FDCPA prohibits activities such as failing to provide verification of a debt, or using false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates why it is important for consumers to understand their rights before attempting to take action against collection agencies who may have violated these laws.
Private individuals may seek monetary damages in court for alleged violations. For instance, the FDCPA allows consumers to recover damages of up to $1,000, plus attorney fees and court costs. If you believe your rights have been violated by a collection agency, seek legal assistance to ensure you find relief.
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW. ?
What Our Clients are Saying
“We realize that ours is only one little case among many — and a lot more serious — but are heartened by the fact that you accepted it represented us with a professionalism that belied the dollar amount.”
“I am so blessed that through this dreadful, terrifying encounter, your company was there to help me. I can not thank you enough”
“Never did I feel anything less than your most important customer. I love your service, and wish that more people were aware that there was a remedy for these vile creatures that call themselves collectors. Do not get me wrong, I pay my debts, or at least attempt to, but those agencies are aware of what they’re doing is illegal and know that the person on the other end of the line probably does not know that.”
Chances are good that we can help. Call us today and we’ll explain.
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