EOS CCA is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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Who is EOS CCA?

EOS CCA is a multinational debt purchaser and collection agency which was founded in 1991. The business’s U.S. headquarters are located in Norwell, Massachusetts. The debt collection agency was initially called Collection Company of America. In 2001, it became a part of Hamburg, Germany-based EOS Group, which has locations in over 25 nations. It took the title EOS CCA in 2009.

This agency collects debts in almost any industry, such as telecom, student loan, health care, utilities, and financial services.

In December 2015, the U.S. Consumer Financial Protection Bureau obtained a judgment against EOC CCA for more than $2 million. The lawsuit alleged that this agency was collecting on accounts which were already paid or too old to lawfully collect, and making false reports to credit bureaus.

Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is EOS CCA a scam?

EOS CCA Collections is a legitimate debt collection agency with an extensive history of harassing consumers over debts. They use skip tracing techniques, letter campaigns, automated messaging, and auto-dialers (also referred to as robocalls) so as to collect debt. Like most debt collection agencies, they operate on a contingency basis, so that they only get paid if they collect from customers.If you’ve suffered from NSA Collections debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.

How many Complaints are there against EOS CCA?

As of April 2017, the Better Business Bureau reported 319 closed EOS CCA complaints over the previous few decades, including 59 closed  complaints over the past 12 months. The BBB provides EOS CCA an A+ rating. Additionally, Justia lists 22  complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 199 closed complaints for 2016.

Sample Case Filed in Federal Court

In 2016, a judge in U.S. District Court, Southern District of Indiana, denied in part and granted in part the Customer’s motion for summary judgment in Reed v. EOS CCA for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s decision, the customer said he’d Cingular Wireless service, which AT&T Mobility continued to give service when it obtained Cingular — even though the customer never entered into an arrangement with AT&T. He explained that his was one of two million AT&T Mobility accounts purchased by U.S. Asset Management, which hired EOS CCA to collect the debt. The consumer alleged that the debt collection agency sent him a letter saying he owed principal, interest, and collection costs, and that his credit report revealed that he owed over the initial $431. An agency representative testified that neither U.S. Asset Management nor EOS CCA had the first Cingular Wireless contract or some other documentation with the customer’s signature. The judge ruled that the consumer was entitled to summary judgment because EOS CCA employed false, deceptive, or misleading representation in connection with the collection of a debt, and since the debt collector attempted to collect a sum that was not authorized by the agreement creating the debt. The judge denied summary judgment on a different FDCPA claim, and educated a magistrate judge to meet with the customer and EOS CCA to ascertain the right amount of compensation to award the customer.

Can you help me file a No Fee Lawsuit against EOS CCA?

Absolutely. Here are some past Press Releases of Lawsuits Brought On By Lemberg Law

February 18, 2013. A report and recommendation from a magistrate judge means that Butto and Houser v. Collecto, Inc. (U.S. District Court, Eastern District of New York, Case No. 2:10-cv-02906(ADS)(AKT)) is one step closer to receiving class certification. Lemberg & Associates is representing Victoria Butto, who are suing Collecto, Inc. (doing business as EOS/CCA) for unlawful and predatory debt collection practices. The suit alleges that Verizon Wireless turned over Ms. Butto’s debt to Collecto for collection. Collecto sent her a debt collection letter that added collection fees to the amount owed. Collecto had made arrangements with Verizon that they would receive their payments when Collecto had successfully collected on the debts. If Collecto didn’t collect on the debt, they weren’t entitled to any fees. Because no monies had been recovered at the time Collecto sent the letter, it was not entitled to its collection fees. The suit alleges that Collecto therefore misled Ms. Butto by creating a false impression that they incurred collection fees and owed that money, in violation of the Fair Debt Collection Practices Act.

The Report and Recommendation filed by the court recommended that the presiding judge grand class certification to the following: New York consumers who were sent a collection letter by Collecto, Inc. DBA EOS/CCA for a Verizon Wireless account, which included a collection fee for Verizon Wireless service that hadn’t yet been incurred when the letter was sent.

Contact Information

EOS CCA
700 Longwater Drive
Norwell, MA 02061
Phone Number: 877-395-5997
Website: http://www.eos-cca.com/

Can EOS CCA Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely EOS CCA would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you

EOS CCA Calling You?

Understand your debt collection rights

The Fair Debt Collection Practices Act (FDCPA) was created to protect the consumer from debt collection practices of an abusive or predatory nature. 1 part of those laws prohibits a debt collector from falsely representing the situation or himself. So, by way of example, a debt collector can not imply that they are an attorney when that isn’t the fact or send any correspondence or communication which implies it’s been delivered by an attorney when in all truth it hasn’t been sent by a law office. Additionally, the debt collector can’t threaten to take any action that can’t be legally pursued.

In case you’ve suffered from debt collector misuse, recourse is available.

Consumers have reported this agency harassing them from the following numbers:

8668894174

Want to Stop Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call  844-685-9200 NOW.

What Our Clients are Saying

“I just wanted to take a minute to say thank you! Being in debt is difficult enough without being harassed by collection agencies, but thanks to you I no longer need to be a victim. I didn’t know what to expect when I emailed your company, but from the start you guys were on the ball.”

“I found your site. She listened intently and addressed every one of my worries. She instantly forwarded me an email and advised that I wouldn’t be billed for services rendered. She made me feel confident and assured, and that somebody was in my corner.”

“I was struggling so hard and the collection calls were quite painful. Your specialist team sorted out all of these issues. My life is my own again. Thank you.”

Can You Help Me Delete EOS CCA from My Credit Report?

The brief answer is yes. We can help. Call us today.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

1 COMMENT
  • Michael Merus

    Since 2014 I remember I borrow 4500 from a bank to pay for my class. I had never have business with EOS CCA they put a bill of 8,600.00 in my credit report and I down to 100 points. I’m really need to take that charge on my report.

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