EOS CCA Collection Complaints?

We Stop Unwanted Calls and Debt Collector Harassment.

EOS CCA is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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Who is EOS CCA?

EOS CCA is a multinational debt purchaser and collection agency which was founded in 1991. The business’s U.S. headquarters are located in Norwell, Massachusetts. The debt collection agency was initially called Collection Company of America. In 2001, it became a part of Hamburg, Germany-based EOS Group, which has locations in over 25 nations. It took the title EOS CCA in 2009.

This agency collects debts in almost any industry, such as telecom, student loan, health care, utilities, and financial services.

In December 2015, the U.S. Consumer Financial Protection Bureau obtained a judgment against EOC CCA for more than $2 million. The lawsuit alleged that this agency was collecting on accounts which were already paid or too old to lawfully collect, and making false reports to credit bureaus.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

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The harassing company pays our fees.

Is EOS CCA a scam?

They’re legit. EOS CCA Collections is a legitimate debt collection agency with an extensive history of harassing consumers over debts. They use skip tracing techniques, letter campaigns, automated messaging, and auto-dialers (also referred to as robocalls) so as to collect debt. Like most debt collection agencies, they operate on a contingency basis, so that they only get paid if they collect from customers.If you’ve suffered from NSA Collections debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

Contact Information

700 Longwater Drive
Norwell, MA 02061
Phone Number: 877-395-5997
Website: http://www.eos-cca.com/

How many complaints are there against EOS CCA?

As of April 2017, the Better Business Bureau reported 319 closed EOS CCA complaints over the previous few decades, including 59 closed  complaints over the past 12 months. The BBB provides EOS CCA an A+ rating. Additionally, Justia lists 22  complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 199 closed complaints for 2016.

Sample Case Filed in Federal Court

In 2016, a judge in U.S. District Court, Southern District of Indiana, denied in part and granted in part the Customer’s motion for summary judgment in Reed vs. EOS CCA for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s decision, the customer said he’d Cingular Wireless service, which AT&T Mobility continued to give service when it obtained Cingular — even though the customer never entered into an arrangement with AT&T. He explained that his was one of two million AT&T Mobility accounts purchased by U.S. Asset Management, which hired EOS CCA to collect the debt. The consumer alleged that the debt collection agency sent him a letter saying he owed principal, interest, and collection costs, and that his credit report revealed that he owed over the initial $431. An agency representative testified that neither U.S. Asset Management nor EOS CCA had the first Cingular Wireless contract or some other documentation with the customer’s signature. The judge ruled that the consumer was entitled to summary judgment because EOS CCA employed false, deceptive, or misleading representation in connection with the collection of a debt, and since the debt collector attempted to collect a sum that was not authorized by the agreement creating the debt. The judge denied summary judgment on a different FDCPA claim, and educated a magistrate judge to meet with the customer and EOS CCA to ascertain the right amount of compensation to award the customer.

Can you help me file a No Fee Lawsuit against EOS CCA?

Absolutely. Here are some past Press Releases of Lawsuits Brought On By Lemberg Law

February 18, 2013. A report and recommendation from a magistrate judge means that Butto and Houser vs. Collecto, Inc. (U.S. District Court, Eastern District of New York, Case No. 2:10-cv-02906(ADS)(AKT)) is one step closer to receiving class certification. Lemberg & Associates is representing Victoria Butto, who are suing Collecto, Inc. (doing business as EOS/CCA) for unlawful and predatory debt collection practices. The suit alleges that Verizon Wireless turned over Ms. Butto’s debt to Collecto for collection. Collecto sent her a debt collection letter that added collection fees to the amount owed. Collecto had made arrangements with Verizon that they would receive their payments when Collecto had successfully collected on the debts. If Collecto didn’t collect on the debt, they weren’t entitled to any fees. Because no monies had been recovered at the time Collecto sent the letter, it was not entitled to its collection fees. The suit alleges that Collecto therefore misled Ms. Butto by creating a false impression that they incurred collection fees and owed that money, in violation of the Fair Debt Collection Practices Act.

The Report and Recommendation filed by the court recommended that the presiding judge grand class certification to the following: New York consumers who were sent a collection letter by Collecto, Inc. DBA EOS/CCA for a Verizon Wireless account, which included a collection fee for Verizon Wireless service that hadn’t yet been incurred when the letter was sent.

Can EOS CCA Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely EOS CCA would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 855-301-6100 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

EOS CCA Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Consumers have reported this agency harassing them from the following numbers:

  • 866-889-4174

Stop Debt Collection Harassment

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“I just wanted to take a minute to say thank you! Being in debt is difficult enough without being harassed by collection agencies, but thanks to you I no longer need to be a victim. I didn’t know what to expect when I emailed your company, but from the start you guys were on the ball.”

“I found your site. She listened intently and addressed every one of my worries. She instantly forwarded me an email and advised that I wouldn’t be billed for services rendered. She made me feel confident and assured, and that somebody was in my corner.”

“I was struggling so hard and the collection calls were quite painful. Your specialist team sorted out all of these issues. My life is my own again. Thank you.”

Can You Help Me Delete EOS CCA from My Credit Report?

The brief answer is yes. We can help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

  • roseann s

    my name is roseanne s EOS want me to pay 327.36 im in A fix in come.i did not know that My mom put in on centurylink .my mom was paying the bill for just little bit.Last year my mom passaway.Now i dont know what i should do

  • Catherine

    EOSCCA is a scam. My student loan is a Federal Student loan and I never borrowed from a private loan company. They stole my information. They have my social and everything. I asked my Federal Student Loan and they told me to file a report and get evidence to sue them. Apparently they also got one of my friend and she paid them over $2000 until I told her they were a scam. She called her private loans and she found out that they were not one of them. They were scamming her and now she is suing them. I can’t believe our government could let this happen and can’t close down big time scammers like them. Our government are not doing their job. What a joke!!

  • Katie A

    EOS CCA is showing up on my credit report for a CenturyLink account. When I called CenturyLink to verify or figure out what’s going on, they can’t find anything. I disputed the EOS CCA collections report on my Experion credit report and Experion said EOS CCA proved it to them as legitimate. What can I do with this? Many posts online claim EOS CCA is a scam.

  • Robin

    Calls continue to come in by various companies claiming to be on behave of Bell Mobility. They keep asking for personal information. I have tried to get access to outstanding debts which are overdue through Equifax etc. This company is not on any list anywhere reported that I owe them money. I had one account many years ago the phone was stolen and reported stolen the same day and company continued to charge me for service. Anytime I contacted the company, I was transferred to may other representatives the issues were never resolved or the line disconnected. I will not ever give out my personal information over the phone. I do not have an address. I do have email. I asked in the past for information legal with a business name and all account information to be emailed to me so I can assess this matter. I was denied. I had tried to make appropriate payment plans because they were not the totaled amount I was denied. I will not give out my sin number on the phone nor will I give out my birth date and any information to a business or corporation which refuses to work with me. If calls continue I will be notifying the Federal Trade Commission and TCPA and RCMP for harassment, fraud and giving out personal information. I do not have a home or address. I will not pay anyone who will not provide me with professional documentation of what I owe and why. I need this information for financial help. I do not have to pay anyone or give out my personal information, as a credit counselor telling me not to pay these accounts a cent.

  • Michael Merus

    Since 2014 I remember I borrow 4500 from a bank to pay for my class. I had never have business with EOS CCA they put a bill of 8,600.00 in my credit report and I down to 100 points. I’m really need to take that charge on my report.

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