According to the New York Secretary of State’s website, Everest Receivables Services is a Foreign Business Corporation licensed in the State of New York since 2008. Buzzfile indicates they have a founding date of 2011, an annual revenue of $325,000.00, and a staff of 5. On their website, Everest Receivables claims its philosophy of collections is based on the belief that most debtors want to pay their bills, and that the reasons they sometimes don’t are usually valid. This third party debt collector appears to focus on collecting delinquent medical bills. According to their website, their collections agents are HIPAA certified and like to consider themselves part of the medical facilities they represent.
Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Everest Receivable Services is a legitimate debt collection agency. Like most collections agencies, its main concern is successfully liquidating third party debt on behalf of their clients. Their website reflects this fairly standard business-oriented mindset; however, the failure to address the rights of consumers implies that they consider their clients’ concerns more important. Their website fails to mention the Fair Debt Collection Practices Act (FDCPA) or other consumer protection laws that have been designed to regulate this industry. Their website does include an interactive “Make a Payment” page that allows customers to apply credit card payments to outstanding debts, and a web-based contact form, but neither of these functions explains the rights outlined in federal consumer protection laws.
This debt collection agency portrays itself as a caring company that respects responsible business practices. However, complaints of overly aggressive and deceptive behavior on the part of its collection agents indicate that it tends to interpret consumer laws with a bias that favors creditors.
Everest Receivables Services has been listed with the Better Business Bureau since 2010, and as a BBB accredited business since 2012. As of August 2017, the BBB lists a total of 21 closed complaints against Everest Receivable Services—1 for issues related to advertising and sales; 13 for issues related to billing and collections; and 7 for issues related to service. Also as of August 2017, the BBB has posted five negative customer reviews for this agency. The BBB has maintained a rating of A+ for Everest. Justia lists 26 court cases naming Everest Receivable Services as a defendant.
Sample Complaints against Everest Receivable Svces
Typical complaints against Everest Receivable Services indicate an unwillingness on the part of Everest’s collection agents to disclose the nature of their business; aggressive, rude, abusive language or intimidation; and violations of FDCPA regulations that prohibit certain disclosures. In 2017, a complainant indicated that his or her in-laws had been contacted about a bill that had already been paid. In 2016, a complainant indicated that she had received calls from a collections agent seeking information about a debtor and would not disclose the nature of the call. In 2017, a complainant received several calls about a bill for someone else; the complainant requested that Everest cease and desist further calling, but the complainant reported receiving an increased number of calls over the following nine months. Other complaints indicate a tendency toward aggressive and abusive language. Many Everest Receivable Services complaints were raised to the level of civil litigation. Many of these cases alleged violations of the FDCPA, and were often dismissed after settlement negotiations.
Everest Receivables Inc.
5165 Broadway, Suite 112
Depew NY 14043
Corporate Office: 1-888-397-2894
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Everest Receivables Scves would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you
Absolutely. Here are some past Press Releases of Lawsuits Brought On By Lemberg Law Against Everest Receivable Svcs
December 3, 2015. As consumers, we expect the businesses we work with to be honest and straightforward with us, but that is not always the case. Lemberg Law has a client who was contacted by Everest Receivable Services. The debt collector that spoke with our client said she was calling from Everest Receivable Services’ “pre-legal” department.
Our client says that the Everest Receivable Services debt collector told her that the debt would be forwarded to an attorney, and also that the creditor “might” refer the debt to an attorney. Our client asked the debt collector if her sole source of income, unemployment benefits, would be garnished. Once again the Everest Receivable Services debt collector gave a confusing answer, saying that she “couldn’t speak for an attorney” but was trying to “prevent it from going into attorney hands.” Due to the confusion, our client agreed to enter into a payment plan with Everest Receivable Services.
The lawsuit, which was recently filed in U.S. District Court, District of Connecticut, charges Everest Receivable Services with violating the Fair Debt Collection Practices Act by engaging in harassing behavior; by threatening garnishment if the debt was not paid; by threatening to take legal action without actually intending to do so; and by using false, deceptive, or misleading representation in connection with the collection of a debt. The lawsuit also charges Everest Receivable Services with violating the Connecticut Unfair Trade Practices Act by engaging in unfair and deceptive conduct of its trade. It asks for statutory damages of $1,000 for violating the FDCPA, plus other relief under both statutes.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call ? 844-685-9200 NOW.
What Our Clients are Saying
“We were so impressed with how the attorney listened to us and understood the position we were in. Thank you for stopping the calls. The check was a nice bonus, but mostly we’re glad we’re not being hounded anymore.”
“Lemberg Law contacted me within a couple of hours of me submitting my info on their site. That same day Daniel emailed me instructions on what to do the next time the collection agency called. Within a week, the calls had stopped. Today marks week 2 and we’ve not had a call in three days. I can’t say thank you enough.”
“I can’t praise your service enough. I was lost and just really wanted my credit report cleaned up. You have gone beyond my expectations. Thanks again!”
In short, odds are good we can. Call us to today and we’ll tell you how we can help.
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.