FH Cann & Associates FHC Collections Complaints? We Stop Calls and Harassment.

We help consumers who have complaints about collection harassment.

FH Cann & Associates Inc or FHC is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is FH Cann & Associates?

F.H. Cann & Associates Inc or FHC is a third-party debt collection agency based in Massachusetts. FHC has received complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failing to verify debts and using false or misleading language in an effort to collect a debt. If you have been contacted by FH Cann & Associates, make sure you understand your rights before taking action.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is FH Cann & Associates a scam?

They’re legit. According to the BBB, F.H. Cann & Associates, Inc. is a legitimate collection agency, founded and incorporated in 1999. The BBB established FHC’s profile page in 2004. FHC is listed as a collection agency. Buzzfile estimates FHC’s annual revenue at $11.6 million and the sizeof its headquarters staff at 73 employees. The BBB estimates the size of its entire staff at 124 employees.

According to its website, F.H. Cann & Associates “has been a national leader in providing…clients with compliant, best-in-class recovery rates… and is dedicated to providing solutions to…the most difficult accounts receivable.” In addition, FHC “utilizes the latest technology the collection industry has to offer…to maintain both a competitive advantage and a high level of compliance and recoveries.”

F.H. Cann & Associates collection services include “nationwide default prevention, debt collection, and account resolution solutions” designed to deliver “top-rated recovery performance for the most complex and challenging collection projects.” FHC cites its customer care, “best in class service,” and advanced technology as its distinguishing characteristics. FHC collects delinquent debts for “a wide range of industries including federal, state, and local government, as well as educational and financial institutions.” FHC specializes in “the resolution of severely delinquent and defaulted accounts receivable.”

F.H. Cann & Associates Compliance & Quality Assurance page cites many policies designed to ensure adherence to accepted standards, including compliance with federal and state regulations; state-of-the-art SaaS (Software-as-a-Service); systematic call monitoring; internal audit controls; proactive handling of customer complaints; and continuous review mechanisms. Their Consumer Resources page includes links to websites for the Department of Education, FFELP Student Loans, and the SALTMoney.org financial literacy program.

How many complaints are there against FH Cann & Associates?

The BBB has closed 16 complaints against F.H. Cann & Associates in the preceding three years, with 4 complaints closed in the past 12 months. Most Of those complaints allege problems with billing and collections.As of May 2015, the Consumer Financial Protection Bureau (CFPB) has closed 4 complaints against FHC. Justia lists at least 3 cases of civil litigation involving FHC.

Contact Information

F.H. Cann & Associates, Inc.
1600 Osgood Street, Suite 2-120
North Andover, MA 01845
Telephone: (877) 750-9800
Website: https://www.fhcann.com/

Can FH Cann & Associates Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely FHC would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 NOW to call us.

Or go ahead and fill out our Contact Form. Our services are absolutely FREE to you.

Can you help me file a No Fee Lawsuit against FH Cann & Associates?

Absolutely. Here are some Sample Cases

Complaints against F.H. Cann & Associates commonly cite problems resulting from poor accounting and billing documentation, as well as poor communication tactics. In November 2017, a complainant indicated he had been trying to resolve a student loan debt that had been sent to FHC for collection. To avoid wage garnishment, the complainant sent several income statements, and FHC had been deducting payments from his checking account for about 6 months. For some reason, the automatic withdrawals stopped, so the complainant contacted FHC to find out what the problem was FHC  indicated they wanted the complainant to fill out additional paperwork because they had calculated his earnings incorrectly. The FHC representative asked how the complainant would like to be contacted, and he indicated his preference for email. The FHC representative indicated they would forward the required paperwork within 10 minutes, but the complainant never received it. He continued making inquiries via email, and has documentation showing his messages were read, but as of the date of the complaint, he had not heard anything further. He is concerned that his diligence in trying to repay the loan is being complicated with delays that will increase interest and costs associated with the loan.

In response, F.H. Cann & Associates indicated that despite previous communication, they were unable to “provide the Financial Disclosure Statement form via email.” However, they assured him they had sent it by postal mail. They also indicated that the representative he had spoken with had not been informed about their policy preventing sending financial documentation via email. They also indicated they had made an attempt to call the complainant to confirm that he had received the forms that had been sent by postal mail but had been unable to reach him. The complainant rejected this attempted resolution, indicating he had specifically agreed with FHC to communicate only via email precisely because of past communication and documentation errors, and had followed the directions they had supplied to ensure they had his signed disclosure allowing email communication. His attempts at communicating via fax were also unsuccessful, and although he had a record of their phone call, they had failed to leave a voicemail message. He concluded by stating his frustration with F.H. Cann & Associates’ failure to fulfill its responsibilities, all of which was resulting in increased “collection costs” that were being tacked onto his loan.

FH Cann & Associates Calling You?

The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.

These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.

Stop Debt Collection Harassment

You may have a case, if…

    • You are receiving multiple calls per week from third party collection agencies
    • You are receiving early morning or late night calls from debt collectors
    • You are receiving calls at work from a debt collection agency
    • Debt collectors are calling your friends, neighbors, or coworkers
    • Collectors are threatening you with violence, a lawsuit, or arrest
    • A debt collector attempts to collect more than you owe
    • You are being threatened with negative credit reporting
    • A debt collector attempts to intimidate you
    • Criminal accusations are being made towards you
    • Use of obscene language during an attempt to collect
    • Automated robocalls are being made to your phone in an attempt to collect

    If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

    We can make them STOP!✋

    The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call ? 844-685-9200 NOW.

    What Our Clients are Saying

    “As we discussed on the phone earlier today, this settlement is perfectly okay to me. I need to thank you and all of your cohorts at Lemberg Law to get a project handled so professionally. Please allow Amy, the first person who contacted me from Lemberg, know how much I appreciate her efforts, kindness, and professionalism.”

    “My mom and I want to say thanks to the team of Lemberg Law for all the hard work and effort that was taken to take care of the debt collector and the Fair Debt Collection Practices Act. Because of this, the phones do not ring off the hook .”

    “We realize that ours is only one little case among many — and a lot more serious — but are heartened by the fact that you accepted it represented us with a professionalism that belied the dollar amount.”

    “I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”

    Can You Help Me Delete FH Cann & Associates FHC from My Credit Report?

    We can absolutely help. Call us today.

    Sound Off!

    Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

9 COMMENTS
  • Cher R

    I just received paperwork from FHC I will not fill this out…and I will be damned if I give them any information about me they called my place of work tried to ask me my ss# and to verify my name etc I said absolutely NOT these ppl are trying to scam us…NOT DOING IT!!

  • CBela

    I just received paperwork from FHC I will not fill this out…and I will be damned if I give them any information about me they called my place of work tried to ask me my ss# and to verify my name etc I said absolutely NOT these ppl are trying to scam us…NOT DOING IT!!

  • CMiller

    I just received paperwork from FHC I will not fill this out…and I will be damned if I give them any information about me they called my place of work tried to ask me my ss# and to verify my name etc I said absolutely NOT these ppl are trying to scam us…NOT DOING IT!!

  • Richard M

    This place doesn’t even deserve to have a one star rating. They have no idea how people feel when they can’t pay their bills. Student loans in this country are ridiculous to try to repay. Back in Oct I contacted F.H. Cann after receiving paperwork from their office. I was told to contact the owner of my loan, which I did, to fill out paperwork to try to get my loan discharged since the school I went to got discredited, and now basically the “DEGREE” I have is USELESS. So I contacted them. Well in Feb, after not hearing a word from F.H. Cann for 4 months, contacts me and has added $8000 for “COLLECTION FEES” when I didn’t hear a peep out of them since Oct. I was under the assumption they were taking care of the paperwork..well they were just waiting to tag an extra $8000. So I got on track and filled out and sent them all the paperwork they wanted to get back on track in Feb. 2019. Everything was OK, because I was paying them $300/month waiting on my Income Driven Repayment paperwork to go through. All is good right?? NO! In April I see a garnishment taken out of my paycheck so I called F.H. Cann and they said they didn’t have all the paperwork. Which was (is) Bullshit. I had all the emails I had sent back in Feb with all the paperwork they asked for. They said they tried contacting me in Feb, which they NEVER did. I asked why they didn’t leave a voicemail, there answer, “We didn’t have your permission” What a Bull shit cover up. So now that conversation took place on April 12th. They said they would call back Monday after they looked at the ORIGINAL paperwork which I had resent to them. So Monday comes and no phone call, so at 12:30 PM on 4/15 I called and talked to Tyron (not sure on spelling). He says, “Oh I just got in the office at noon and was going to call you”. Again a bunch of bull shit. This guy has NO CUSTOMER service skills. I asked a simple question about a question on the form and this asshole goes off the deep end yelling at me and every time I tried to say something he screams telling me I won’t let him finish. When you pause in a conversation YOU ARE DONE TALKING. So he gets butt hurt when I refuse to allow him to talk to me like he was and called him a whine ass. This gets me over to Andrew, obviously a supervisor. He also won’t let me get a word in and keeps telling me that I won’t let him finish. Now all of a sudden they tell me they didn’t accept the first IDR form I sent back in Feb because I wrote “$300 per month” on the form. Just a bunch of excuses and no help. This place is nothing more than a bunch of bullies. I will be finding out what can be done to this business.

  • Aubrey G

    I received a “Notice Prior To Wage Withholdig” on March 26th. 2019 from F.H. Cann & Associates, Inc dated March 19th. I called them this morning at 9:16 central time with no answer. I called them back at 2:28 pm, and was disconnected the first attempt, so I called back. This time someone by the name of Rob answered. I asked him what his last name was but couldn’t understand what he said. He did however tell me that my representative’s name was John Diaz. I asked Rob to transfer me, and he said he tried but that he was unable to do so on the number I called on. (the main and only number that is on the letter) He said that John was going to try to call me while I was on the phone with Rob, my phone beeped, but there was no incoming call notification to switch over. I heard the beep twice. Then Rob said that he’d hang up so John Diaz’s call would go through. Here’s the irony, it’s now 3:36pm, I have yet to actually speak with “John Diaz” and to be honest I do not feel comfortable with this “legit company “ having any access to my paycheck or checking account, as this feels more like a scam than an actual legal business.

  • TAMEIKA R

    Hello,
    I have been contacted by FHC recently asking for a signed copy of my 1040. I found it odd that they requested that, instead of W2, considering 1040’s are for self employed individuals. I do not have any agreements with FHC, and any assistance with this process is greatly appreciated. Thank you.

  • isaiah hsia

    I repaid my student loans through a payment plan i had about 600 dollars left ,my federal taxes came in and more than paid for it on the 13 of february i was still charged the weekly amount on the 15 i called them and they said it would be taken care of and that the department of education had told them the account had been closed however yesterday the 22 they took out the money again i tried calling fhcan at 4 o clock after work and no one answered the hours said they dont close till 5 i spent three hours on the phone with the department of education for them to tell me the over paid money would be paid back and they had no power to stop the payment however now im not going to be receiving the money that was taken out of my account for like 2 months

  • Justin H

    I received a call from 6783694655 (a male) claiming to be with the US Department of Education asking me for my last four digits of my Social Security Number or my date of birth. He wouldn’t give me the reason for the call until I gave him the information I asked. I called back using a texting app and the recording said FH Cann and associates.

  • Mark Bissler

    almost the exact situation mentioned above where FH CANN refused to email me the additional documentation and had received payments from me. my wages are now being garnished and they will not call me back even though I have left messages so I can at least find out how to make payments

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