Harris & Harris Ltd is a debt collection agency that started operations in 1968 and employs countless debt collectors to collect healthcare, government, and utility debt. They provide skip tracing services as part of the collections process and as a standalone company, meaning that firms can use their skip tracing services without using Harris and Harris to actually collect money.
Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Harris & Harris is a legitimate debt collection law firm that collects on healthcare, government and utility debt. Besides skip tracing, H&H uses robocalls and dunning letters to chase consumers. They even claim to keep a list of affiliate attorneys who will file lawsuits against customers.
If you’ve suffered from H&H debt harassment, you do have options. Under the law, you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
As of April 2017, the Better Business Bureau reported 104 closed Harris & Harris complaints over the previous three years, including 30 closed H&H complaints over the previous 12 months. The BBB gave H&H A+ rating. Additionally, Justia listed 16 complaints filed in federal court in the previous year alleging violations of the Fair Debt Collection Practices Act, one alleging violations of the Fair Credit Reporting Act, and two alleged violations of the Telephone Consumer Protection Act. Moreover, the Consumer Financial Protection Bureau (CFPB) listed 93 closed complaints in 2016.
Harris & Harris, Ltd.
111 W Jackson Blvd, Suite 400
Chicago, IL 60604
Phone Number: 800-362-0097
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Harris and Harris would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgment. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you
Absolutely. Here’s an example of a case filed in federal court.
In 2017, a judge in U.S. District Court, Northern District of Illinois, denied H&H’s motion to dismiss Cuenca v. Harris & Harris for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s decision, the customer alleged that H&H had sent her a letter regarding medical bills that said, in part, “If this debt isn’t paid, our customer(s) may exercise their respective choices to enforce collection. At this time, the decision remains yours … please respond accordingly.” She thought the lender was going to sue her, even though it does not sue customers for medical debts. The judge rejected Harris & Harris’ argument that the wording was not a threat of a lawsuit, stating that the legal standard was whether or not the “least sophisticated” consumer would interpret it as a threat. The judge ruled that the customer had a plausible claim, and allowed the lawsuit to proceed.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.
What Our Clients Are Saying
“I never thought I’d finally be free of the nonstop phone calls and letters in the mail, but I finally am free. You went to work straight away, and I saw results fairly quickly. I felt like you really cared about getting me the relief I longed for. I can not thank you enough.”
“When I first emailed the office, I was not exactly sure what they could do for me. I had an idea, but they responded back with what I could expect to take place. I never believed I would be receiving a check, it was definitely a silver lining. They always had great communication. I highly recommend them to anyone seeking consumer legal services.”
“A belated thanks for your company. I still get an occasional call but when I ask them to stop, they stop. Hopefully, sometime in the future, all of the collection agencies will close down. The peace from the constant calls is refreshing.”
“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”
The brief answer is yes. We can help. Call us today.
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.