Harvard Collection Services is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Who is Harvard Collection Services?
Founded in 1982, Harvard Collection Services works on a contingency basis, so that they only get paid when they successfully collect on debt. This is a fairly standard practice for the business. Harvard Collection Services offers numerous programs, including one which supports newly delinquent accounts to “self-cure,” an early phase collection program that includes telephone calls and letters of demand, and pre-charge off collections, which attempts to collect on “bad debt” before it expires.
They collect on behalf of their health care, government, telecommunication, financial services, utilities, and education sectors. They market high liquidation rates for a variety of kinds of debt, and use skip tracing and other “analytical procedures” to discover the customers who are most likely to cover. All of this is part of the focus on maximizing revenue.
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The harassing company pays our fees.
Harvard Collection Services Collection Agency Complaints
As of April 2017, the Better Business Bureau reported 99 closed Harvard Collection Services complaints over the previous few decades, including 26 closed Harvard Collection Services complaints over the past 12 months. The BBB provides Harvard Collection Services an A+ rating. Additionally, Justia lists five Harvard Collection Services complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 45 closed Harvard Collection Services complaints for 2016.
Harvard Collection Services
4839 N. Elston Avenue
Chicago, IL 60630
Phone Number: 844-886-3705
Understanding Your Debt Collection Rights
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
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Can You Help Me Delete Harvard Collection Services from My Credit Report?
The brief answer is yes. Call us today.