Jefferson Capital Systems Collection Complaints. Stop the calls

Many consumers bring up complaints about harassing collection calls

Jefferson Capital Systems is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might calling, and how you can stop them.

What is Jefferson Capital Systems?

Jefferson Capital Systems, LLC is a subsidiary of CL Holdings, and is located in St. Cloud, Minnesota. The company is a debt buyer and has been certified with DBA International since 2014. Debt buyers purchase charged-off debt for pennies on the dollar and make money by collecting as much of it as possible.

Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Jefferson Capital Systems a scam?

Jefferson Capital Systems is a legitimate debt collection agency with a well documented history of aggressively harassing consumers over debts. They purchase debt immediately after it is charged off, or at any point in the recovery process. They will also purchase bankruptcy debt and even monitor their clients’ accounts for new bankruptcy filings, dismissals, and discharges.

If you’ve suffered from Jefferson Capital debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.

How many Complaints are there against Jefferson Capital Systems?

As of March 2017, the Better Business Bureau reported 740 closed Jefferson Capital Systems complaints within the previous three years, including 269 closed JCS complaints within the previous 12 months. The BBB gives Jefferson Capital Systems a B rating. In addition, Justia lists 33 Jefferson Capital Systems complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 260 closed complaints for 2016.

Contact Information

Jefferson Capital Systems
16 McLeland Road
St. Cloud, MN 56303
Phone Number: 800-281-2793
Website: http://www.jeffersoncapitalsystemsllc.com/

Can Jefferson Capital Systems Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Jefferson Capital would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you

Can you help me file a No Fee Lawsuit against Jefferson Capital Systems?

Absolutely. Here are some Sample Cases Filed in Federal Court

In 2017, a magistrate judge in U.S. District Court, Southern District of Indiana, recommended that the court deny Jefferson Capital Systems’ motion to dismiss Pittman v. Jefferson Capital Systems for alleged violations of the Fair Debt Collection Practices Act. According to the judge’s recommendation, the consumer filed a putative class action over the use of a debt collection letter sent about a debt that was past the statute of limitations. The language of the letter acknowledged that the consumer would not be sued, and that making a payment would restart the clock and reset the statute of limitations. The consumer asserted that the letter falsely implied paying the debt would improve her financial situation and that the debt collection agency’s decision not to sue was a matter of choice rather than law. Jefferson Capital Systems argued that the letter used language outlined in a consent degree that was approved by a judge, but the consumer said that the language did not mirror that language, and even if it did, it would not be binding. The judge recommended that the court deny Jefferson Capital Systems’ motion to dismiss the lawsuit.

Jefferson Capital Systems Calling You?

Understand your debt collection rights

The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.

These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.

Consumers have reported this agency harassing them from the following numbers:

  • 8005426516
  • 8009286614
  • 8668059214
  • 8772620002
  • 8003483381
  • 3203004492
  • 8008744599
  • 8002680623
  • 8002812793
  • 8005410824

Want to Stop Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.

What Our Clients are Saying

“Thanks again for your assistance in bringing this case to an amicable close. You were quick, efficient, and so professional. The last time I had to have an attorney for a civil matter, it was not a pleasant experience, so I truly appreciated you! I will definitely refer your name should I be asked.”

“THANK YOU SO VERY VERY MUCH for everything you guys did for us…. This was our first time dealing with a situation like this and you guys made it so easy. Thank you!””

“My attorney was able to reach a settlement and dismissal for me today in this case. This settlement was at my request, and I am very pleased that she was able to help me in resolving this issue. She has been great to work with, very professional at all times, and has the ability to present options in a straightforward manner that I could understand. Words cannot express how much I appreciate the help I received from her in this confusing and frustrating case.”

Can You Help Me Delete Jefferson Capital Systems from My Credit Report?

Chances are, we can. Call us to find out how we can help.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

9 COMMENTS
  • Sharon Ulch

    Jefferson Capitol is continually harrassing me with phone calls every few minutes from different phone numbers, at least I think it is them. I will not answer my phone and the calls are coming to my cellphone, and I have already received a call from them on m landline and the caller was very rude…

  • Cara Welker

    Jefferson Capital Systems has called me from numerous phone numbers over the last year and each time I block one, they call from another. They have bought a charged off account from another debt collector that bought it from a different debt collector because I refuse to pay the debt, I did not incur the debt and have made numerous attempts to prove that. I have actually answered their call twice trying to explain to them that I was not the person that incurred the debt, that it was impossible for me as the town that the account was opened was 500 miles from my residence at that time (this is at least an 8 year old debt by the way). Each time I try to explain anything to the person I’m speaking with, they talk over me, call me a liar and a fraud, tell me I’m an ignorant fool and when I ask them to send me documents pertaining to the debt, they hang up on me. This debt is still on my credit report and needs to be removed, it is well past the statute of limitations. They have the account as being opened last year; that may be the time they bought it but they told me it was opened some time in 2010. They will not send me anything proving that it was me that opened the account, much less any type of correspondence whatsoever, they just continue to call me and harass me. I sent a cease and desist letter several months ago but the calls keep coming in, at all hours of the day and night including weekends. But when I try to call them…..during the week……anywhere between 9am and 5pm, “this office is closed, you need to call back tomorrow during business hours”……which are not mentioned so I have no idea at exactly what time I need to call. I’m over it and it needs to be stopped. Thank You!

  • Tunya Williams

    Jefferson capital system LLC is harrassing me all times of the day threating to sue me if I didn’t pay them and I know nothing of this company. I owned a car and I had so many problem with the car it stayed broke down more than I drove it. But I took the car back to drive time on the lot where I bought it from and put the keys in there hands. THey know I had so many problem with this car. I lost money putting it in different shops. Drive time never called cause they knew the problems I was having and it was my only vehicle I had. But I couldn’t keep spending money on something I I couldn’t enjoy.

  • Troy Longstaff

    Jefferson capital systems llc just had me served at 4:00 pm today 12/13/18 . for a debt i have with finger hut . i did not authorize finger hut to sell my information . i also did not authorize Jefferson capital systems llc to puchace my information nor have i done any business in any way shape or form with them .and i will not do bussiness with them .

  • Olin

    I received a letter from Jefferson capital on a charge off and I was planning on making payments to pay off the debit I haven’t received a billing or anything so I can do so and now they are threatening to place judgement on me a d I been out of work for awhile and trying to take care of my son and this is putting stress on me and everything else.

  • Lori Thornton

    Jefferson Capital System trying to get me to pay a debt and threating. to file a lawsuit

  • Renee

    Jefferson Capital Systems summons me to court and tried to sue me for debt that they couldn’t validate. This caused extreme distress for me because this company had no grounds to sue me. If anyone is reading this in distressed of this terrible debt buyer DO NOT SETTLE! Fight them! Don’t ignore there summons because if you do they will win!

    They are scammers and this company should not have a rating of B according to the Better Business Bureau! They can ruin lifes and cause distressed to people. They didn’t win the settlement of their claim against me due to inadequate information! So, their claim was dismissed on my behalf. This company should not be in business!

  • Angel Franco

    Jefferson capital apparently bought my Verizon account and have 4 or 5 hits on my credit. For large amounts. I haven’t had Verizon since 2015 and they hit my credit again a couple of months ago again for over $3000.00. What can I do to get this nonsense to stop?

  • Jesse R

    Jefferson Capital System just called my son a few days ago trying to get information about me. My son gave me their number n a case number so I called them to find out what they wanted. They tell they are a law firm n bought my account from another debt collecting agency. Which was also purchuse from a previous debt collecting agency, he goes on to tell me the amount to settle n how much can I give them now. That no payment arrangement can be or be accepted n if I don’t settle this now that in 2 days it will go to court. An judge will order to garnish my wages to pay this off and that the judge is not going to care if I have other obligations. I pay almost $1,500 in child support rent, utilities, bills, groceries, maintenance n miscellaneous stuff. He tells can I get a loan or borrow money from a family member or friends. In others fet into more debt yo pay this crap off, when I said I can’t he said ” well I yry working with you good like n hung up “. This debt is frim a car I couldn’t afford anymore n gave the car back to them n tbis was back in the end of 2016 begining 2017. How can I stop them intimidating me calling me n getting this off my back, I’m on a fixed income on disability n unable to work. And now I just git a e-mail stating they just poated this back on my credit n now my credit was decent at 600 now it dropped down 580 or so. I’m tired n stressing over this crap, help n any suggestions.

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