Joseph, Mann, & Creed is headquartered in Twinsburg, Ohio, and was set in December 2000. This collection agency collects a huge selection of debt, such as insurance premiums, agent commissions, credit cards, lines of credit, paper and magazine subscriptions, in addition to taxes and fees owed to federal, state, and local authorities.
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The BBB lists Joseph, Mann, & Creed as a legitimate collection agency on their profile page. They paid on contingency, meaning that they don’t get paid unless and until they obtain money from customers. This means that they’re highly motivated not to just get in touch with a customer, but also to ensure they obtain payment. Joseph, Mann, & Creed handles set accounts that require litigation in court, but seems to prefer not to pursue this tactic until absolutely needed. Instead, they utilize strength research, skip tracing, automated letters and calling, and other strategies for collection.
As of April 2017, the Better Business Bureau reported 35 closed Joseph, Mann & Creed complaints over the previous few decades, including 11 closed Joseph, Mann & Creed complaints over the past 12 months. The BBB provides Joseph, Mann & Creed an A+ rating. Additionally, Justia lists five Joseph, Mann & Creed complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 29 closed Joseph, Mann & Creed complaints for 2016.
Joseph, Mann & Creed, Inc.
8948 Canyon Falls Blvd., Suite 200
Twinsburg, OH 44087
Joseph, Mann & Creed Phone Number: 216-831-5626
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Joseph Mann and Creed would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.
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