JP Recovery Services JPRS Collections Complaints? We Stop Calls and Harassment.

We help consumers who have complaints about collection harassment.

JP Recovery Services Inc or JPRS is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is JP Recovery Services – JPRS?

JP Recovery Services , Inc. (JPRS) is an Ohio-based third-party collection agency specializing in healthcare collections. JPRS has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as improper communication tactics and attempting to collect debts not owed. If you have been contacted by JPRS, understand your rights before responding.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is JP Recovery Services a scam?

They’re legit. According to the Better Business Bureau (BBB), JP Recovery Services, Inc. is a legitimate collection agency, founded in February 1998, and the BBB established its profile page about 8 months later, in October 1998. JPRS is listed as a collection agency and billing service and uses the alternate business name, Patient Financial Solutions. Buzzfile estimates JPRS’ annual revenue at $10.4 million and the size of its headquarters staff at 90 people. Buzzfile also lists an alternate website for JPRS at

According to its website, JP Recovery Services “is a full-service accounts receivable management company that provides collection support to credit grantors to improve cash flow and reduce aged receivables.” JPRS’ “account follow-up activities are conducted with professional efficiency to maximize recovery and protect client reputation.”

JPRS employs collection staff in three main divisions: medical billing, pre-collection/early-out, and bad debt collection. The medical billing division “has the resources and technology to assume full control over outsourced receivables” with a staff of “experienced and highly motivated medical billers and AAPC certified CPC coders to supplement the patient accounts staff” of the billing departments of healthcare providers. Their pre-collect/early-out division addresses “the challenges healthcare institutions face in recovering patient liability receivables at the earliest stages of the collection cycle” by offering first-party collection for 30- to 90-day delinquencies.

JPRS’ bad debt collection division uses industry technology including predictive dialing systems, customized reporting, call monitoring, call recording, and account scoring. They provide litigation services for harder-to-collect delinquencies. They cite a “perfect record of compliance and adherence to state and federal laws.”

The JP Recovery Services website is client-facing and does not offer any information about its compliance policies. The payment portal page displays a standard disclaimer that identifies them as a debt collector, but there are no links or references to consumer protection resources, laws, or enforcement agencies.

How many complaints are there against JP Recovery Services Inc – JPRS?

The BBB has closed 32 complaints against JP Recovery Services Inc in the past three years, with 8 closed in the past 12 months. Most of those complaints allege problems with billing and collections. Since June 2015, the Consumer Financial Protection Bureau (CFPB) has received 17 complaints about JPRS. Justia lists at least 9 cases of civil litigation involving JPRS.

Contact Information Inc

JP Recovery Services, Inc.
PO Box 16749
Rocky River, OH 44116
Telephone: (800) 366-0109

Can JP Recovery Services Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely JPRS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 NOW to call us.

Or go ahead and fill out our Contact Form. Our services are absolutely FREE to you.

Can you help me file a No Fee Lawsuit against JP Recovery Services Inc?

Absolutely. Here are some Sample Cases 

Complaints against JPRS frequently cite problems resulting from inaccurate documentation and poor communication. In February 2017, a complainant indicated that he had received a letter stating JPRS would accept a lower payment amount as settlement in full for a past due medical bill. When the complainant called to accept the offer the next day, the representative apologized and said they were not authorized to accept that much of a discount and could only accept the payment in full. According to the complainant, the representative said, “This supposedly doesn’t happen often.” The complainant was concerned about the dishonest practice of making offers in writing, then not honoring them. In response, JPRS indicated that the “collector erred in the settlement amount that was offered and sent in the letter.” However, they acknowledged that once they had made the offer in writing, they were bound to accept payment. JPRS “counseled their associate in the proper procedure when an error is discovered,” and informed the complainant that they would accept the lower balance as payment in full.

In November 2016, a complainant indicated that his insurance company was supposed to have paid a bill that JPRS attempted to collect from him. At the time of service, the complainant indicates that the healthcare provider assured him they were in his insurance network, and that the insurance company would pay for all the associated costs. Despite the desk agent’s assurances, he was subsequently informed that the healthcare provider was out of his network. The complainant alleged that this misrepresentation was fraudulent and led him to agree to accept medical treatment he would otherwise have declined. Regardless, he insisted that the healthcare provider was paid by the insurance at whatever negotiated rate they had agreed to previously, and that he did not believe he should be held liable for any outstanding balance. He requested that all collection efforts on the part of JPRS cease. JPRS did not accept responsibility, instead indicating that the complaint was “caused principally by actions of a third party outside the control or direction of the company.”

JP Recovery Services JPRS Calling You?

The Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are federal laws that regulate the collections industry. The FDCPA prohibits actions such as using tactics intended to harass, oppress, or annoy consumers. The FCRA regulates how collection agencies report information to credit reporting agencies. Additional consumer protection laws include the Consumer Financial Protection Act (CFPA) and the Telephone Consumer Protection Act (TCPA). These laws are enforced by federal agencies such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The complaints above illustrate why it is important to understand your rights and responsibilities under these laws when you are attempting to communicate with collection agencies.

In addition, these laws provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers to recover damages of up to $1,000, plus attorney fees and court costs, in cases proving violations of the FDCPA. Seek legal assistance if you are trying to resolve a dispute with a collection agency.

Want to Stop JP Recovery Services Debt Collection Harassment Now JPRS?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.

What Our Clients are Saying

“When I first contacted Lemberg Law, I was at my wit’s end, not knowing what to do or how to protect myself against the collection agencies. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide.”

“Thanks to the staff at Lemberg Law, I have peace of mind again. They worked quickly to find the harassing calls ended and were super considerate when I spoke together. I love the hard work!”

“I am so blessed that during this dreadful, frightening encounter, your company was there to help me. I can not thank you enough.”

Can You Help Me Delete JP Recovery Services JPRS from My Credit Report?

We can absolutely help. Call us today.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

  • Maisha M

    JP Recovery services is calling my employer and every family member asking questions about me even though I have already contacted them.

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