Knight Adjustment Bureau KAB Collections Complaints?

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Knight Adjustment Bureau KAB
Knight Adjustment Bureau Inc or KAB is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.


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What is Knight Adjustment Bureau – KAB?

Knight Adjustment Bureau Inc or KAB is a third-party collection agency based in Utah. KAB has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including using false or misleading information in an effort to collect a debt and improper contact or sharing of information. If you have been contacted by KAB, make sure you understand your rights before responding.

Is Knight Adjustment Bureau a scam?

They’re legit. According to the BBB, Knight Adjustment Bureau is a legitimate collection agency founded and incorporated in 1954. The BBB established KAB’s profile page in 1983. KAB is listed as a collection agency. Buzzfile estimates KAB’s annual revenue at $3.2 million and the size of its headquarters staff at 40 employees.

According to its website, Knight Adjustment Bureau is “a full service collection agency that has been in business for almost 60 years and is well respected in the collection industry.” KAB cites a “recovery rate that is higher than average due to many factors, including…how long…the company has been in business, the training and retention of top collectors, how…their collectors are compensated, and …their investment in the latest collection software and technology.”

Knight Adjustment Bureau’s website does not provide a lot of detailed information about its business practices. They do not indicate the industries for which they collect delinquent debts. Instead, they provide brief statements indicating KAB offers “a wide range of services to assist in minimizing the frustration of dealing with past due accounts,” and that KAB’s recovery rate is well above “the national recovery rate of outstanding receivables, which is at 18%.”

Knight Adjustment Bureau is a member of the International Association of Credit and Collection Professionals (ACA International). However, their website does not provide any information about its compliance polices, and they do not provide any links or references to consumer protection resources, laws, or agencies.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Knight Adjustment Bureau – KAB?

The BBB has closed 17 complaints against Knight Adjustment Bureau in the past three years, with 4 complaints closed in the past 12 months. Most of those complaints alleged problems with billing and collections. Since June 2015, the Consumer Financial Protection Bureau (CFPB) has closed 17 complaints against KAB. Justia lists at least 6 cases of civil litigation involvingKnight Adjustment Bureau.

Contact Information

Knight Adjustment Bureau, Inc.
5525 S 900 E., Ste. 215
Salt Lake City, UT 84117
Telephone: 800-748-4113
Website: http://www.knightadj.com/

Can Knight Adjustment Bureau Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely KAB would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Knight Adjustment Bureau – KAB?

Absolutely.  You can sue a debt collector. Here is a Sample Complaint:

In July 2017, a complainant indicated he had acquired consumer debt through a rent-to-own retailer in 1994. He filed and discharged a bankruptcy in 2002 that left a balance of $237 owing on the rent-to-own debt.  In 2003, he was approached at his home by a law enforcement official who had a warrant for his arrest for failing to appear in court at a hearing to determine the terms of repayment for the outstanding debt. The complainant indicated he had never been served a summons for the hearing and was shocked when he was notified that he was facing potential jail time for not having appeared in court. He was issued a $50 bail ticket to avoid arrest, which he “paid on the spot,” thereby reducing his outstanding balance to $187. He did not hear anything further until 2005, when he was notified that judgement against him had been entered for the balance of the debt. Again, he had not received a summons notifying him of a hearing about a pending judgment, and he wrote a letter to Knight Adjustment Bureau telling them he would not pay them anything until the judgment was removed. He did not receive a response, and nothing further resulted from the occurrence until several years later when he tried to make a purchase and was refused due to a recent judgment for which he again did not receive a notice or summons. The complainant indicated that this pattern had been repeated every 7 years, when the debt becomes too old to collect. At the time of the complaint, the complainant indicated that he had received his paycheck and “was horrified to see that…it had been garnished for $321,” as part of a $3,995 total garnishment from a debt from 1994. The complainant was upset “that this company is allowed to… disgrace…the legal system.”

In response, Knight Adjustment Bureau asked the complainant to call their office. The complainant rejected their attempt at resolution, indicating that the account in question “was opened in 1994 and closed in 2006, so his …check was garnished for an account 23 years old, and for a default judgement that should have never happened.” He wasn’t notified of the court hearing, and this occurrence was the third time KAB had tried this tactic. He claimed that KAB had “destroyed his credit for 12 years with…bogus judgements, and …the fact that they expect him … to just call their office now is ridiculous.” Knight Adjustment Bureau responded that they are “not able to discuss the details of …the account in a public forum.”

Knight Adjustment Bureau KAB Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Stop Debt Collection Harassment

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“As we discussed on the phone earlier today, this settlement is perfectly okay to me. I need to thank you and all of your cohorts at Lemberg Law to get a project handled so professionally. Please allow Amy, the first person who contacted me from Lemberg, know how much I appreciate her efforts, kindness, and professionalism.”

“I won’t be afraid to contact you or recommend your services to others for applicable legal issues. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I’m most grateful. I can not say thank you enough!”

“I received outstanding professionalism from the own staff. I had a horrible experience when trying to solve a debt. 1 debt collector associate said she would speak to the prosecutor’s office and another representative told me that when I called the office back he would call the police and have me arrested. I had been insulted, mocked, and threatened, and feared that the police would appear at my door any given moment.”

“I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”

Can You Help Me Delete Knight Adjustment Bureau KAB from My Credit Report?

We can absolutely help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
2 COMMENTS
  • Juanita J

    I cosigned for a loan for my nephew and the school did not perform as promised and canceled his admission due to the constant complaints. This was 6 years ago. They decided during the middle of COVID (june) to put it on my credit with no phone calls to reach out in order to possibly come to a payment arrangement. I found out when My business was denied EDIL money because my credit had dropped due to the debt. They cost me alot. They also told me I could not add the debt to my Bankruptcy because its a school debt, they then proceeded to tell me that the school would not settle the debt until I put the school on the BBB. Now they are willing to settle I have already given them $1500 but they will not give me any proof of the payment arrangement. And They Claim they will remove it completely from my credit once I have paid it off in exchange for me removing my complaint from the BBB. The arrangement is for $6000 and I am paying them $1000 a month to remove it quickly because I cant even buy a house now because its on my credit. The debt is still showing on my credit for the whole $11k which after seeing your video has me thinking they are lying to me because I have no proof of anything in writing.

  • Anna

    Knight adjustment is Facebook messaging my coworkers asking if I work there.

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