Meridian Financial Services Collections Complaints. Stop the Calls

Many consumers bring up complaints about harassing collection calls

Meridian Financial Services Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might calling, and how you can stop them

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What is Meridian Financial Services?

Launched in 1989, Meridian Financial Services Inc is based in Asheville, North Carolina, with offices in Nevada and Alabama. With over two dozen workers, Meridian Financial Services collects on behalf of hotel developers, property management companies, timeshare businesses, and homeowner associations.

Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Meridian Financial Services a scam?

Meridian Financial Services is a legitimate debt collection agency with an extensive history of harassing consumers over debt.  They utilize typical tactics like phone calls, letter and email communications, and credit reporting to pressure consumers into making payments. They also employ skip-tracing applications, which enables them to access and gather consumers’ location details. Meridian Financial Services is a subsidiary of Interval International, a company which sells timeshares.

If you’ve suffered from Meridian debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.

How many Complaints are there against Meridian Financial Services?

As of April 2017, the Better Business Bureau reported 40 closed Meridian Financial Services complaints over the previous few decades, including 13 closed Meridian Financial Services complaints over the past 12 months. The BBB provides Meridian Financial Services a B evaluation. Additionally, Justia lists two Meridian Financial Services complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 30 closed Meridian Financial Services complaints for 2016.

Meridian Financial Services Collection Agency Address

Meridian Financial Services, Inc.
1636 Hendersonville Road, Suite 135
Asheville, NC 28803
Phone Number: 800-849-1236

Can Meridian Financial Services Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Meridian Financial Services would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

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Can you help me file a No Fee Lawsuit against Meridian Financial Services?

Absolutely. Here’s an example of a case filed against Meridian Financial Services in federal court.

In 2002, a judge in U.S. District Court, Western District of Wisconsin, denied Meridian Financial Services’ motion for summary judgment in Hartman v. Meridian Financial Services for alleged violations of the Fair Debt Collection Practices Act. Instead, the judge granted summary judgment to the customers. Meridian Financial Services allegedly attempted to collect the debt under its own name and the title of the timeshare owner. The customers were represented by lawyers, and Meridian seemed to possess records that indicated collectors were told that. Nonetheless, the consumers alleged that collectors maintained calling them straight. The customers also alleged that Meridian violated other provisions of the FDCPA. The court rejected Meridian’s argument that it was an in-house collector or supplied pre-collection billing solutions, which would exempt it from the FDCPA. The judge ruled that Meridian tried to collect debts under a false name; delivered collection notices to customers after having been informed that they were represented by lawyers; neglected to send validation notices within five days of first contact; and delivered a letter that was misleading.

Meridian Financial Services Calling You?

Understand your debt collection rights

The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.

These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.

Meridian May be Calling You From These Phone Numbers

Most debt collection agencies call from several phone numbers. Consumers have reported getting from these phone numbers:


Want to Stop Meridian Financial Services Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.

What Our Clients are Saying

Can You Help Me Delete Meridian Financial Services from My Credit Report?

Odds are good that we can help. Contact us now and we’ll clarify.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

  • michael smithj

    i am michael smith and meridian is caling m,e abouit a pay loan 2 pay day loans saying wages may be takeing if i do not set up payments with them i ask for paper work and got one page saying payment was due in the office of 650.00 by 7-31-2018 as ag

  • Yasna

    They recently called my place of employment and left a message with my Human resources director pretending to call on behalf of cook county sheriffs office telling him they need to get a hold of me because I’m going to be served at work if I do not contact them to tell them where I live. When I called back I got a name of a Josh and he mentioned Meridian. That was when I put two and two together that I had been lied to. My HR director had been informed and he documented the information he was provided with the phone number and case number I allegedly have with cook county sheriff department *which was really meridian*

  • Christopher Ford

    I have sent in a dispute (over two months ago) for two collections that I just noticed on my credit report from 2014. These were from a timeshare that under the original contract agreed to purchase my current timeshare at the time. Upon paying the new timeshare for about one year I received a collection notice about the timeshare that was to be taken over per the new contract. Upon being taken to collections it was my take that it was a breach of contract and upon this I stopped payment to the new timeshare as I had to take care of the collection and continue to pay the old timeshare. I am now trying to get these collections off my record, all I get from Meridian is that they have been trying to get documentation from the timeshare and have not received anything and that there is nothing I can do until they do.

  • Annesia Crew

    Just received a call at my job. Representative wanted me to verify information that she should have had. Stated i had a payday loan which isnt legally possible in the state of GA. When i denied it she became rude and forceful and then hung up on me.

  • K. Dana

    I have 3 negative credit dings on my credit report from Meridian Financial. The timeshare company out of Las Vegas misrepresented the entire transaction and when I tried to call them the number was disconnected. They had set up a pop up shop in Utah and when I went back to the shop they were gone. The timeshare company had said they were able to switch our previous timeshare for weeks to points and just needed all of our info to do so. Well we then found out they have lied and they actually signed us up for a crappy timeshare in Las Vegas. We’ve never used it, never received any information and we were had. Now our credit is ruined and they say we owe double the amount.


    Got a bill from Meridian Financial Services,Inc – DEBT COLLECTOR for $26,307 yesterday onbehalf of SUNSET WORLD RESORT in MEXICO .I am currently a victim of SUNSET WORLD RESORTS TIMESHARE fraud. I was there 2 years ago with a friend.First of all the floor room where we checked into was full of water and we had to pay extra to upgrade to another room(Not knowing that it’s their way of making you uncomfortable to request for an upgrade to another room!!!) .I signed up for their 1 BEDROOM TIMESHARE with a deposit of $5000. When I got home, I wasn’t satisfied with their reviews and some clauses in the information packet,I quickly called the number given to me for early termination & membership cancellation.I made hundreds of call for 3-4 days to both USA &outside the country numbers before I was able to get through and was finally able to express my concern to one of their top managers & request to cancel via phone as directed by the sales /tour officer. I specifically told the sales manager that I might not meet the 7 day cancellation by mail by the time I returned home on Friday being weekend, he gave me a number to call for cancellation by Saturday/Sunday which I did. The top manager now telling me that phone cancellation is not acceptable but he confirmed with his sales man that gave me the number to call &now he was forcing me to keep the Timeshare which I totally refused. After,the sales man called me telling me to keep the timeshare & I kept on receiving various offers via phone calls & mails to consider & I told them NO, just wanted a refund of my $5000 deposit & membership cancellation with immediate effect as earlier requested .Please, I need help to stop the debt collector from harassing & threatening to mess up my credit

  • Patricia D

    I just got a call from Meridian saying I owed money to their client. I need to call back and verify some facts and information. So they can move on with a wage attachment. I asked what the place was I owed and she said she couldn’t tell me. How can they garnish and threaten u when u don’t know who u supposive owe.

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