Monarch Recovery Management started business in 1971 and is located in Philadelphia, Pennsylvania. The agency collects on all sorts of debts. These include credit card, healthcare, automotive, and utility debts. They also collect on behalf of debt buyers and property managers.
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Monarch Recovery Management is a legitimate debt collection agency. In order to collect debts, this collection agency uses a number of traditional tactics, including auto dialing (otherwise known as robocalling), writing series of letters, and data collection via skip tracing software. They claim to make at least four phone calls to every new account in the very first week.
If you’ve suffered from H&H debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
As of April 2017, the Better Business Bureau reported 21 closed Monarch Recovery Management complaints within the previous three years, including 8 closed Monarch Recovery Management complaints within the previous 12 months. The BBB gives Monarch Recovery Management an A+ rating. In addition, Justia lists 17 complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Telephone Consumer Protection Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 26 closed complaints for 2016.
Monarch Recovery Management
10965 Decatur Road
Philadelphia, PA 19154
Phone Number: 800-220-0605
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Monarch Recovery Management would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here is a Sample Case Filed in Federal Court
In 2014, the Fourth Circuit of the U.S. Court of Appeals affirmed a lower court ruling that Monarch Recovery Management violated the Telephone Consumer Protection Act and granted summary judgment to the consumer. In district court documents for Lynn v. Monarch Recovery Management, it appears that the consumer alleged that the debt collector robocalled the consumer 37 times. When the consumer answered the phone, he heard a prerecorded message asking for people who did not live with the consumer. Monarch Recovery Management argued that the calls were exempt from the TCPA because it called a landline. However, the consumer alleged violation of a different TCPA provision, namely the provision prohibited robocalls without consent when the consumer is charged for the call. In this case, the consumer’s phone number was shared by a VOIP service for which he was charged. The appellate court declined to hear oral arguments, saying that the lower court’s ruling in favor of the consumer stood.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call ? 844-685-9200 NOW.
What Our Clients are Saying
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“My attorney was able to reach a settlement for me today in this case. This settlement was at my request, and I am very pleased that she was able to help me in resolving this issue. She has been great to work with, very professional at all times, and has the ability to present options in a straightforward manner that I could understand. Words cannot express how much I appreciate the help I received from her in this confusing and frustrating case.”
“I’ve got to admit, I wasn’t sure of y’all at first but you proved me wrong. You not only got the calls to stop but you got the company to dismiss the account for good! Thank you so much! It was more than I expected.”
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The short answer is yes. We can help. Call us today.
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