Nations Recovery Center NRC Collections Complaints. Stop the Calls

Many consumers bring up complaints about harassing collection calls

Nations Recovery Center Inc or NRC is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is Nations Recovery Center – NRC?

Nations Recovery Center or NRC is a third-party collection agency based in Atlanta, GA. NRC has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), including illegal communication tactics and failure to verify debts.If you have been contacted by NRC regarding past due financial obligations,make sure you understand your rights before responding.

Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Nations Recovery Center a scam?

According to the Better Business Bureau (BBB), Nations Recovery Center, Inc. was founded and incorporated in 1991. The BBB opened its file in 2000. NRC is listed as a collection agency and provider of general business services.

According to its website, Nations Recovery Center is “licensed and insured throughout the United States…and maintains a professional approach to collections by utilizing innovative methods and continuously evaluating new procedures.” NRC “is committed to outperforming the competition” and bringing “the greatest return available while maintaining the professional standards our clients require.”

As a full-service collection agency, NRC’s collection division utilizes skip tracing; early out programs; asset and income investigations; payment monitoring; and insurance follow-ups. NRC collects delinquencies for companies in the bank card; retail; medical; communications; insurance; commercial; auto deficiency; security; and consumer line of credit industries.

NRC’s Technology & Compliance page cites compliance with the Fair Debt Collection Practices Act (FDCPA); the Health Information Portability and Accountability Act (HIPAA); and the Gramm-Leach-Bliley Act (GLBA). They also indicate that they are nationally bonded, insured, and licensed and encrypt all data transfers. They are members of the Association of Credit and Collection Professionals (ACA), HFMA, and CLL.

However, they do not offer any information about their compliance policies or training programs. They have posted a required legal disclaimer identifying themselves as a debt collector, but they do not provide any links or references to consumer protection resources, laws, or agencies.

How many Complaints are there against Nations Recovery Center – NRC?

The BBB has closed 61 complaints against Nations Recovery Center in the past three years, with 21 complaints closed in the past 12 months. Most of those complaints allege problems with billing and collection. Since March 2015, the Consumer Financial Protection Bureau (CFPB) has closed 38 complaints against NRC. Justia lists at least 19 cases of civil litigation naming NRC as a defendant.

Contact Information

Nations Recovery Center, Inc.
6491 Peachtree Industrial Blvd.
Atlanta, GA 30360
Telephone: (770) 234-0101
Website: http://www.nationsrecoverycenter.com/

Can Nations Recovery Center Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely NRC would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you

Can you help me file a No Fee Lawsuit against Nations Recovery Center?

Absolutely. Here are some Sample Cases

In December 2016, in United States District Court, Eastern District of Tennessee at Greenville, a judge issued a Memorandum Opinion in a case alleging Nations Recovery Center had violated the FDCPA. In this case, the plaintiff had received a collection letter that contained the following information about an alleged debt: “Atlantic Credit, Balance: $2,067.01.” The plaintiff allegedly received no further communication in that regard. The plaintiff subsequently received another letter from a different collection agency on behalf of a different creditor that used the same account number in an apparent attempt to collect the same debt. The second letter stated a current balance of $2,167.27 and was from Nations Recovery Center. This second letter was the cause of the December 2016 hearing. The plaintiff charged that the initial letter in this complaint “did not adequately state the amount of the debt and the name of the creditor to whom the debt is owed and that NRC violated the FDCPA “by failing to send her a follow-up letter containing that information within five days after the initial communication.”

Nations Recovery Center moved to dismiss the claim, arguing that the plaintiff had waited for more than a year from receipt of the first letter to file her complaint. However, the second letter was received several months after the initial letter; thus, the plaintiff’s complaint was determined to have been filed timely. Furthermore,by citing the higher balance in the second letter, the plaintiff argued that NRC had been adding interest to the original amount without stating as much. In addition, the second letter “references an unspecified reduced settlement offer but does not clarify whether the debt was continuing to accrue interest, nor does the letter specify a deadline by which the unspecified settlement offer must be accepted.”

Although the judge allowed that “it is certainly possible that the instant debt was not accruing interest while it was a collection account of NRC, that is a question for summary judgment rather than a motion to dismiss.” The judge concluded that the “plaintiff has—on the facts of this case—stated a claim upon which relief can be granted because the…initial letter did not state whether interest was accruing and, if so, the currently-applicable interest rate.” NRC’s motion to dismiss was denied and referred for further proceedings.

Nations Recovery Center NRC Calling You?

Understand your debt collection rights

The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are federal laws that regulate how collection agencies may conduct themselves.

The FDCPA prohibits actions such as the use of abusive or threatening language; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies report information to credit reporting agencies.Additional consumer protection laws include the Consumer Financial Protection Act (CFPA) and the Telephone Consumer Protection Act (TCPA).

The complaints above illustrate why it is important to understand your rights and responsibilities under these laws when attempting to communicate with collection agencies.

These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers to recover damages of up to $1,000, plus attorney fees and court costs, in cases proving violations of the FDCPA. Seek legal assistance if you are having difficulty resolving a dispute with a collection agency.

Want to Stop Nations Recovery Center NRC Debt Collection Harassment Now?

If you’ve been harassed by debt collectors, we can help. We will fight for your rights.
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200.

What Our Clients are Saying

“With your help the nagging collection calls have ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”

“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.

“After speaking to one of the partners, and going over the plan of action, I felt I’d chose the perfect company to go to work for me. He was very accommodating in describing what was going to happen. I would strongly recommend Lemberg Law to anybody being hassled by debt collectors”

Can You Help Me Delete Nations Recovery Center NRC from My Credit Report?

Chances are good that we can help.  Call us today and we’ll explain.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

2 COMMENTS
  • Carmen c

    There is a number calling me harrasing me that they are going to go on my place of employment and contact a police to come get me . Please help
    Me stop this people NRC

  • Linda K

    I just received a voicemail from a local Cleveland area number from NRC. It stated that a serious complaint had been filed against me and that attempts to contact me would be made at my home and place of employment. Since I had no idea what the matter was about, it was upsetting, to say the least. The way it was worded, it sounded like someone would be knocking on my door with a summons to appear in court. I felt worried and threatened. The number left was an 800 number.

    I called backed the local number and it was NRC. I immediately recalled that last week I received a call and voicemail from a Columbus, Ohio number which caused me to wonder if someone had issued a complaint when I had a social work license. The licensing agency is in Columbus. I called back and it was someone trying to collect a debt from a cash advance company that I had tried to resolve a year and a half ago. The person on the other end asked me questions like why I could wanted to resolve it then, but cannot do that now. I told her that I was not having that conversation and hung up. She made sure that I knew that it was being recorded.

    I’m going to guess that the NRC call was related to that debt. I honestly thought that it was a scam and someone had gotten ahold of my debt information in an illicit manner.

    I just looked up NRC online and it appears that other complaints have been made against them. I believe that they are violating some laws regarding fair debt collection. They are using intimidation and trickery to attempt to get my response.

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