Northland Group Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might calling, and how you can stop them.
Northland Group Inc is a debt collection agency operating out of Edina, Minnesota. It started in 1982 and collects on behalf of the automotive, credit card, mortgage, student loan, telecommunications, and utilities industries. They also collect on behalf of debt buyers like LVNV Funding.
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Northland Group is a legitimate national debt collection agency specializing in the late-stage receivables, and works on behalf of debt buyers, those who make and service student loans, and other providers of credit. They operate through a wide range of methods, including direct mail correspondence, follow-up and tracking with each mailing, and contacting consumers via telephone and email.
They use different analytic techniques to determine the best consumers to pursue for collections, and boasts of their high “netback,” focusing on maximizing recovery as efficiently as possible. Northland group also argues that they stay current with and even influence the development of industry rules and standards. They start with consumer mailings, track those mailings, and follow through with more mailings, and also call consumers in an effort to collect debt.
If you’ve suffered from NG debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall
As of April 2017, the Better Business Bureau reported 91 closed Northland Group complaints within the previous three years, including 16 closed Northland Group complaints within the previous 12 months. The BBB gives Northland Group an A+ rating. In addition, Justia lists 53 Northland Group complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 64 closed complaints for 2016.
Northland Group, Inc.
7831 Glenroy Road
Edina, MN 55439
Phone Number: 800-800-8191
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Northland would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here is a Sample Case Filed in Federal Court
In 2015, the Sixth Circuit Court of Appeals reversed a lower court decision in Buchanan v. Northland Group, a putative class action that alleged the debt collection agency violated the Fair Debt Collection Practices Act. The court’s ruling noted that Northland Group had made a “settlement offer” to the consumer to resolve an unpaid debt without telling her that the debt was past the statute of limitations and was legally unenforceable. The consumer claimed that Northland Group’s letter falsely implied that it could take her to court over the debt. The consumer argued that the settlement offer didn’t disclose that the debt was time-barred or that making a partial payment would restart the clock on the statute of limitations. In its decision, the appellate pondered the legalistic connotations of “settlement, as well as research done about consumer assumptions about time-barred debt. The court remanded the case back to district court for further proceedings.
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.
What Our Clients are Saying
“Thank you, and your firm, for your representation in this matter. I sincerely appreciate your efforts as well as the end result.”
“We were so impressed with how the attorney listened to us and understood the position we were in. Thank you for stopping the calls. The check was a nice bonus, but mostly we’re glad we’re not being hounded anymore.”
“Thanks again for your assistance in bringing this case to an amicable close. You were quick, efficient, and so professional. The last time I had to have an attorney for a civil matter, it was not a pleasant experience, so I truly appreciated you! I will definitely refer your name should I be asked.”
The short answer is yes. We can help. Call us today.
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