Optimum Outcomes Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Optimum Outcomes?
Optimum Outcomes is a third-party collection agency based in Raleigh, North Carolina. Optimum has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as failing to provide written verification of debts and threatening to take actions that cannot legally be taken. If Optimum has contacted you about delinquent collection items, make sure you understand your rights before taking action.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
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Is Optimum Outcomes a scam?
They’re legit. According to the Better Business Bureau (BBB), Optimum Outcomes was founded in 2002. The BBB established a profile page for Optimum in 2007. The BBB lists Optimum Outcomes as a collection agency. Buzzfile estimates Optimum Outcomes’ annual revenue at $45,502 and the size of its headquarters staff at 2 employees.
Who does Optimum Outcomes collect for?
Optimum Outcomes focuses on collecting healthcare debts. Optimum Outcomes uses a technology-centered approach to debt collections, including a proprietary program called Cyclogic. It uses a predictive auto-dialer to make robocalls, and an SQL data warehouse to track and contact consumers.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Optimum Outcomes inc?
As of April 2017, the Better Business Bureau reported 186 closed Optimum Outcomes complaints within the previous three years, including 31 closed Optimum Outcomes complaints within the previous 12 months. The BBB gives Optimum Outcomes an A rating. In addition, Justia lists eight Optimum Outcomes complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act, two alleging violations of the Fair Credit Reporting Act, and one alleging violations of the Telephone Consumer Protection Act. Furthermore, the Consumer Financial Protection Bureau (CFPB) lists 107 closed Optimum Outcomes complaints for 2016.
Optimum Outcomes, Inc.
PO Box 58015
Raleigh, NC 27658
Phone Number: 877-795-9819
Can Optimum Outcomes Inc Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Optimum Outcomes would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
In 2014, a judge in U.S. District Court, Northern District of Illinois, denied in part and granted in part Optimum Outcomes’ motion to strike class allegations in Buonomo vs. Optimum Outcomes for alleged violations of the Telephone Consumer Protection Act. According to the judge’s decision, the consumer claimed that Optimum Outcomes robocalled his cell phone in an attempt to collect a medical debt from someone other than the consumer. He alleged that Optimum Outcomes violated the TCPA by robocalling his cell phone without his consent. Optimum Outcomes argued that the consumer didn’t meet the standards for a class action claim. The court rejected that argument, but did determine that the proposed class was overbroad, and ordered the consumer to file an amended complaint with an amended proposed class definition.
Optimum Outcomes Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue Optimum Outcomes for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
“I can’t praise your service enough. I was lost and just really wanted my credit report cleaned up. You have gone beyond my expectations. Thanks again!”
“My mother and I would like to say thanks to the staff of Lemberg Law for all the hard work and effort that was taken to deal with the debt collector and the Fair Debt Collection Practices Act. As a result, the phones don’t ring off the hook anymore.”
“The team at Lemberg Law was professional, courteous, and efficient. Their grasp of consumer protection laws and guidelines are second to none, and they work extremely hard to ensure this process is client-friendly.”
Can You Help Me Delete Optimum Outcomes from My Credit Report?
The short answer is yes. We can help. Call us today.
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