We help consumers who have complaints about collection harassment.
Quantum Collections is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Quantum Collections?
Quantum Collections (QC) is a third-party collection agency based in Nevada. QC has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including attempting to collect debts not owed and using false or misleading information in an effort to collect a debt. If you have been contacted by QC, make sure you understand your rights before responding.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Quantum Collections a scam?
They’re legit. According to the BBB, Quantum Collections is a legitimate collection agency, incorporated in 1976, then started in 1979. The BBB established QC’s profile page in 1995. QC is listed as a collection agency. Buzzfile lists QC under its alternate business name, Nevada Credico, Inc., and estimates their annual revenue at $3.8 million and the size of their headquarters staff at 40 employees.
According to its website, Quantum Collections provides “collection techniques that are professional and knowledgeable, techniques designed to get your money returned, while maintaining your professional image.” QC’s philosophy “is that a combined effort between their agency and the client’s office will always result in the most beneficial results… QC is a part of their client’s offices and…welcomes…initial and continued interest.”
Who does Quantum Collections collect for?
Quantum Collections offers collection services for medical and healthcare providers, rental property managers, consumer retail, and commercial debt. Employees in QC’s medical debt division “build rapport with the patient by conveying an attitude that is positive and helpful” to provide “complete and comprehensive collection services for hundreds of satisfied medical offices, clinics, and hospitals.” QC’s property management division combines “continuing technological upgrades” with collection techniques that “motivate individuals to pay in a way unlike other agencies.” QC’s retail collectors communicate “a concern for the consumers’ situations and use motivational appeals.” QC’s commercial division “was formed specifically with business to business and professional accounts in mind.”
Quantum Collections one-page website does not provide any information about its regulatory compliance policies. Although they include some links to trade organizations, they do not provide any information about consumer protection resources, laws, or enforcement agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Quantum Collections?
The BBB has closed 12 complaints against Quantum Collections in the past three years, with 1 complaint closed in the past 12 months. Most of those complaints alleged problems with billing and collections. Since August 2015, the Consumer Financial Protection Bureau (CFPB) has closed 8 complaints against QC. Justia lists at least 4 cases of civil litigation involving Quantum Collections.
Can Quantum Collections Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Quantum Collections would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Complaints against Trojan Professional Services commonly cite problems resulting from attempts to collect disputed debts. In December 2015, a complainant indicated that a delinquency on her credit report resulted from dental services that were covered by dental insurance. According to the complainant, the dental services in question were provided to the complainant’s adult daughter in 2013. When the complainant contacted the dental provider to find out why they had sent the bill for the dental services to collections, they told her that “they had attempted several times to submit a claim for payment… but were unable because the insurance denied the claim.” Allegedly, the complainant’s dental insurance provider “had mistakenly removed her daughter as an individual covered… under her family’s plan when she was transferred from an active employee to a retiree,” and her daughter “was therefore not insured at the time she received service.” The complainant contacted her insurance company and “had this insurance issue corrected by contacting her Plan Administrator.” Allegedly, the insurance company had not been “aware of her lack of medical and dental coverage, so they immediately adjusted their oversight, and coverage for her daughter was reinstated.” Subsequently, “once the dental insurance… was reinstated, they were able to successfully resubmit claims for services provided…and disbursed funds for services rendered.” As a result, the complainant confirmed that the overdue balance had been paid, and that TPS’s collection efforts were no longer necessary. The complainant requested that TPS remove the negative information from her credit report.
In its response, Trojan Professional Services indicated that they did “not concur with the recitation of the events concerning this account. Nevertheless, they sent instructions to Experian, Equifax, and Transunion requesting that they each delete the subject account.”
Quantum Collections Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue QC for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Quantum Collections Debt Collection Harassment Now?
“As we discussed on the phone earlier today, this settlement is perfectly okay to me. I need to thank you and all of your cohorts at Lemberg Law to get a project handled so professionally. Please allow Amy, the first person who contacted me from Lemberg, know how much I appreciate her efforts, kindness, and professionalism.”
“I won’t be afraid to contact you or recommend your services to others for applicable legal issues. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I’m most grateful. I can not say thank you enough!”
“I received outstanding professionalism from the own staff. I had a horrible experience when trying to solve a debt. 1 debt collector associate said she would speak to the prosecutor’s office and another representative told me that when I called the office back he would call the police and have me arrested. I had been insulted, mocked, and threatened, and feared that the police would appear at my door any given moment.”
“I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”
Can You Help Me Delete Quantum Collections from My Credit Report?
We can absolutely help. Call us today.
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