We Stop Unwanted Calls and Debt Collector Harassment.
Rash Curtis & Associates is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Who is Rash Curtis and Associates?
Rash Curtis is a corporation that has been in business for 39 years, with a founding date of 1977. The BBB has maintained a listing for Rash Curtis since 2000. Buzzfile indicates the parent company of Rash Curtis is K.B.R., Inc. Located in Vacaville, CA, they have a reported annual revenue of $7.9 million and a staff of 59 people at the headquarters location.
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Is Rash Curtis & Associates a scam?
They’re legit. Rash Curtis is a licensed collection agency whose main focus is on medical bills resulting from “commercial insurance, managed care insurance, Medicaid, Medicare, self-pay, self-pay residuals, automobile injuries, and workers’ compensation.” All calls to Rash Curtis are monitored, and all recorded information is used to collect debts. Rash Curtis also has an in-house legal department whose employees litigate claims that meet certain criteria, such as patient bills with higher balances; patients with good credit ratings and available credit; and patients with good employment histories. They also offer a service known as “early-out,” through which collection activity is initiated before legally defined delinquency has begun.
Rash Curtis states as its mission its intent to provide its clients the highest level of service in the debt collection industry by improving cash flow; treating patients with respect; protecting client reputations; maintaining compliance; and providing exemplary customer service. Their website states that they measure success by the results of liquidation efforts and by feedback from creditors whose delinquent accounts they purchase. Aside from training in Health Information Portability and Accountability Act (HIPAA) legislation, the Rash Curtis website does not mention any laws that regulate the collections industry, such as the Fair Debt Collections Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA). Thus, Rash Curtis presents itself as a debt collection company that defines success by the amount of money it brings in for creditors, rather than the degree to which it maintains ethical and responsible business practices, especially with regard to the rights of people under the FDCPA.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Rash Curtis and Associates?
The Better Business Bureau lists a total of 78 customer complaints against Rash Curtis and Associates—46 for advertising or sales issues; 24 for billing and collections issues; 2 for delivery issues; 1 for guarantee or warranty issues; and 5 for problems with service. Of the 78 closed complaints, only 15 were resolved to the satisfaction of the consumer. Most of the complaints indicate violations of FDCPA prohibitions against abusive language, harassment, threats of legal action, excessive phone calls, and misrepresentation. All three customer reviews are negative. Justia lists at least 10 cases of civil litigation in which Rash Curtis & Associates were named as a defendant.
Sample Cases against Rash Curtis & Associates
Sample cases against Rash Curtis illustrate the degree to which they choose to view the law more as an obstacle to higher rates of account liquidation, and less as the basic foundation of professional success. In 2016, Rash Curtis, acting as defendant, filed an Opposition to Plaintiff’s Motion to File First Amended Class Action Complaint in a case against an individual plaintiff attempting to include additional complainants with similar concerns in the same case. For Rash Curtis’ opposition to have succeeded, they would have had to prove undue delay on the part of the plaintiff; futility; or unfair prejudice against the defendant. The Judge’s Memorandum Opinion and Order denying Rash Curtis’ motion illustrates how their Motion did not come close to meeting any of these criteria. Furthermore, because Rash Curtis has an in-house legal team, this type of frivolous litigation is demonstrative of an unethical manipulation of the court system that must be regarded as deliberate, and bordering on obstruction of justice. Next, in 2017, a judge denied a motion to enforce a settlement in a class-action lawsuit. During the case, the plaintiffs proved allegations of improper collection calls for unverified debts, yet the settlement offer did not specify terms releasing the plaintiffs from the defendant’s debt claims and also requested that they waive certain of their rights under California law. Again, because Rash Curtis employs an in-house legal team, these tactics should be viewed as a deliberate effort to violate the spirit of the law for financial gain.
Can Rash Curtis & Associates Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely RCA would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Rash Curtis and Associates?
Absolutely. Here are some past Press Releases of Lawsuits Brought On By Lemberg Law
October 31, 2015.On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Central District of California. The case, against Rash Curtis and Associates, charges the debt collection agency with violating state and federal law and asks for $1,000 in statutory damages, plus other relief.
Debt collection calls can be a hassle, but debt collection calls for someone you don’t even know can be a nightmare. But that’s what our client says happened to her. She says that Rash Curtis and Associates started calling her this past July in an attempt to collect a debt from someone she doesn’t know. Our client told Rash Curtis and Associates that they had the wrong person, but they kept calling. Once our client hired us, she told Rash Curtis and Associates that she was represented by an attorney. She gave them her phone number and they said that they couldn’t find her number in their system. Nevertheless, she received another call from them.
This lawsuit charges that Rash Curtis and Associates violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by communicating with our client about a third-party debt; and by communicating with her after Rash Curtis and Associates knew our client was represented by an attorney. The lawsuit also charges that Rash Curtis and Associates violated the Rosenthal Fair Debt Collection Practices Act (RFDCPA) by engaging in harassing behavior.
October 13, 2015. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Northern District of California. The case, against Rash Curtis & Associates, charges the debt collection agency with violating federal and state law. It asks for $1,000 in statutory damages, plus other relief.
Debt collection calls at work are intrusive, but they’re even worse when you’ve already agreed to make payments. That’s exactly what our client says happened after she made arrangements with Rash Curtis & Associates to make payments on a debt. She says that Rash Curtis & Associates called her work number several times in order to finalize the payment plan. Our client wasn’t able to take the calls for work-related reasons. Still, Rash Curtis & Associates faxed an employment verification form to our client’s employer – even though Rash Curtis & Associates already knew she worked there. The form prominently displayed a question about whether or client had any “current wage garnishments or attachments,” even though Rash Curtis & Associates hadn’t filed suit against our client nor obtained a judgment against her.
Needless to say, our client was very upset. She called Rash Curtis & Associates and told them that her employer doesn’t allow her to take personal calls at work, and to stop calling there. Nevertheless, Rash Curtis & Associates continued to call.
The lawsuit charges that Rash Curtis & Associates violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by talking with a third party about a debt; by contacting our client as her workplace, knowing that her employer prohibited such calls; by employing false and deceptive means to collect a debt; and by using unfair and unconscionable means to collect a debt.
Rash Curtis and Associates Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Stop Debt Collection Harassment
You may have a case, if…
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are recieving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
“I never thought I’d finally be free of the nonstop phone calls and letters in the mail, but I finally am free. You went to work straight away, and I saw results fairly quickly. I felt like you really cared about getting me the relief I longed for. I can not thank you enough.”
Can You Help Me Delete Rash Curtis and Associates from My Credit Report?
In short, odds are good we can. Call us to today and we’ll tell you how we can help.
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