Rockford Mercantile Agency is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.

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The harassing company pays our fees.

Who is Rockford Mercantile Agency?

Rockford Mercantile Agency is a full-service collection agency.  The company was founded in 1908 and is headquartered in Rockford, Illinois. Rockford Mercantile Exchange uses state-of-the-art “Bloodhound” software featuring predictive auto-dialing, inbound calling blending, full system support for redundancy, and provides client access to accounts for auditing and reporting purposes.

How many Complaints are there against Rockford Mercantile Agency?

As of September 2017, the Better Business Bureau reported 5 closed complaints against Rockford Mercantile Agency in the past three years, including 2 closed within the past 12 months.  Overall, the Better Business Bureau gives Rockford Mercantile Agency a rating of A+.  In addition, Justia lists 5 complaints filed in federal court against Rockford Mercantile Agency in the past 12 months alleging violations of the Fair Debt Collection Practices Act.  Further, the Consumer Financial Protection Bureau (CFPB) lists 6 closed Rockford Mercantile Agency complaints in the last three years.

Can you help me file a No Fee Lawsuit against Rockford Mercantile Agency?

Absolutely. Here are some Sample Cases against Rockford Mercantile Agency

On November 2, 2016, David Smith filed suit against Rockford Mercantile Agency and alleged that the company had violated the Fair Debt Collection Practices Act.  Specifically, Rockford Mercantile Agency contacted Mr. Smith on his cell continuously despite not being given permission to do so and an auto dialing system with a prerecorded voice delivered the calls.  In addition, he alleged that some calls came before 8 a.m. in his time zone.  Ultimately, Rockford Mercantile Agency agreed to settle the matter.

Rockford Mercantile Agency Contact Information

Rockford Mercantile Agency
2502 S. Alpine Rd.
Rockford, IL 61108-7813
Phone Number: 800-369-6116
Website: http://www.rmacollections.com/

Phone Numbers Used by Rockford Mercantile Agency

Like most collection agencies, Rockford Mercantile Agency uses a variety of phone numbers to contact consumers. Consumers have told us that they receive Rockford Mercantile Agency calls from the following numbers:

800-369-6116

815-229-3328

Rockford Mercantile Agency Calling You?

Understanding your Debt Collection Rights

If you are being contacted by a debt collector you should know that there are certain rules and requirements that debt collectors must follow. The rules are laid out in a law passed by Congress called the Fair Debt Collection Practices Act, or the FDCPA. The FDCPA states that within five days after the debt collector contacts you for the first time, they are required to send you a written notice with certain information. The information must include specifics about the debt and inform you how to access more information about the debt. It must also notify you of your right to dispute the debt within 30 days. If the debt collector does not provide this written notice within the required time period, then they may be in violation of the FDCPA. For violations of the FDCPA, consumers can recover up to $1,000 in statutory damages, plus attorney fees and court costs.

Want to Stop Rockford Mercantile Agency Debt Collection Harassment Now?

If you’ve been harassed by debt collectors, we can help. We will fight for your rights.
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200.

What Our Clients are Saying

“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”

“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”

“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”

Can You Help Me Delete Rockford Mercantile Agency from My Credit Report?

Chances are good that we can help.  Call us today and we’ll explain.

Can Your Firm Help me Deal with Rockford Mercantile Agency?

In short, the answer is yes. Contact us to find out more.

Sound Off!

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

2 COMMENTS
  • ryan hicks

    i would like to know why rockford mer is on my credit report

  • Abe Wesley Allen

    Rockford Mercantile just reported a past due to my credit report. Over a year ago they called me and I informed them that the er visit was workers comp and that I was signed in and out by employer and that they were responsible for debt.. They agreed and nothing for a year.. Last week they contacted me again and after I explained the situation the lady reported that she saw in the files that I wasn’t responsible and apologised for contacting me again. Three days after the call they reported me as delinquent to credit agencies…

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