- Who is Suburban Credit Corporation or SCC?
- Suburban Credit Corporation or SCC Complaints?
- Suburban Credit Corporation or SCC Lawsuits
- Suburban Credit Corporation or SCC Contact
- Suburban Credit Corporation or SCC Calling?
- How Do I Stop Suburban Credit Corporation or SCC Debt Collection Harassment?
- How Can I Delete Suburban Credit Corporation or SCC from My Credit Report?
- How Can I Deal with Suburban Credit Corporation or SCC?
Have questions? Call us now at 844-685-9200 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Suburban Credit Corporation (SCC) is a third-party collection agency based in Virginia. SCC has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as misrepresentation and attempting to collect debts not owed. If you have been contacted by SCC, understand your rights before taking action.
According to the Better Business Bureau (BBB) Suburban Credit Corporation was founded and incorporated in 1960 in Alexandria, VA. The BBB opened SCC’s profile page in 2001. SCC is registered as a corporation and listed with the BBB as a collection agency and credit and credit card processing service provider. Buzzfile estimates SCC’s annual revenue at $4.2 million and the size of its staff at 51 people.
According to its website, SCC is a “national debt recovery collection agency…[who] are experts in the collection of medical claims, utilities, commercial debt and dishonored claims.” SCC cites a mission of delivering a high level of service backed by a philosophy of exceeding expectations with “integrity, enthusiasm, and professionalism.” They achieve this mission through management beliefs, work standards, technology, and a dedicated and well-trained staff.
SCC’s Services page provides an extensive list of tools and techniques they employ including predictive dialing; interactive voice response; bankruptcy, deceased, cell, and mail return scrub; caller id; computerized skip tracing using a national database; call center options including early-out billing services; autoscribe check and credit card payment service; ftp file uploads; and contingency-based pricing.
SCC indicates its collection staff is professionally trained, including “follow-up FDCPA training; web training, internal testing, [and] state laws and client testing.” However, their site is entirely client-facing and does not contain any references or links to consumer protection laws, state or federal agencies, or other outside resources. Their Make a Payment page is not currently operating.
The BBB has closed 29 complaints against SCC in the past three years, with 4 closed in the past twelve months. Almost all of these complaints alleged problems with billing and collections. Since April 2015, the Consumer Financial Protection Bureau (CFPB) has closed 23 complaints against SCC. Justia lists at least 2 cases of civil litigation listing SCC as a defendant.
Absolutely. Here are some Sample Cases against Suburban Credit Corporation SCC
Many of the complaints against SCC allege problems reporting accurate information to the credit reporting agencies. Although SCC does not focus exclusively on medical collection, many of these complaints also stem from medical billing. In December 2016, a complainant indicated that he had paid for hospital treatment and ambulance fees for an earlier emergency room visit. At the time of the complaint, he alleges that he had begun receiving letters for a $100.00 outstanding bill to a doctor’s billing company. He indicates further that previous communication from SCC came to the correct address, but that now they could not locate his current address. In addition, the “old address” was “totally inaccurate…[and] pieced together from some…prior addresses.” The complainant alleged that they had reported a negative item with Equifax “long before [he had] been contacted or had any chance to verify their claims and settle the matter.” Also in December 2016, a complainant indicated that SCC had reported an “inaccurate and invalid collection account” on his credit report, and requested verification of the debt. In April 2016, a complainant reported that SCC had continually tried to report a debt that had resulted from identity theft. Although the complainant indicated that he had sent copies of the police report and notarized id theft affidavit, he alleged that SCC had ignored his efforts to clarify the nature of the debt. Finally, in March 2016, another complainant alleged that SCC had reported delinquent items to the credit reporting agencies despite a police report and id theft affidavit having been submitted in defense.
Suburban Credit Corporation
6142 Franconia Rd
Alexandria, VA 22310-2597
Telephone (703) 924-3000
Understanding your Debt Collection Rights
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
If you’ve been harassed by debt collectors, we can help. We will fight for your rights.
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200.
What Our Clients are Saying
“We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”
“If you are unsure about this company…DONT BE!!! They are for real when they say they are here to help you. It only takes a few short minutes of your time to talk to a rep. I was a skeptic, but you did everything you said you would! I can’t say thank you enough!”
”Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”
Chances are good that we can help. Call us today and we’ll explain.
In short, the answer is yes. Contact us to find out more.
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.