Transworld Systems or TSI is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Transworld Systems Inc or TSI is a third-party debt collection agency based in Northern California. TSI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and threatening to take actions that cannot legally be taken. If you have been contacted by this debt collector, make sure you understand your rights before responding.
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Transworld Systems Inc isn’t a scam – it is a debt collection firm . They are a legitimate debt collection agency based in Pennsylvania that began business in 1970 and that also goes by the title TSI. The business collects an assortment of kinds of debt, including health care, higher education, financial services, dental, and yard care debt.
If you’ve suffered from TSI harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
As of May 2017, the Better Business Bureau reported 228 closed Transworld Systems complaints over the previous few decades, including 89 in the previous 12 months. Additionally, Justia recorded 67 lawsuits against TSI in the past year alleging violations of the Fair Debt Collection Practices Act. In addition to that, the Consumer Financial Protection Bureau (CFPB) recorded 776 closed complaints for 2016.
Actual Complaints Listed on the BBB website
“I contacted Transworld Systems regarding a fraud accounts that they are reporting to me credit i faxed over all information regarding the account and they company keeps telling me they never got the fax or that they are waiting for a validation letter from the original creditor i asked why they are requesting that when this account is fraud. This company has outsource their phone calls and nobody wants to transfer me to a supervisor so they can help me with my issue”
“I get calls from this company nearly every day and have for well over a year. They call from a bunch of different numbers, so I can’t even keep up with the blocks. They leave me messages directed toward someone else (not my name). I’ve called them back (or answered) multiple times and have told them they have the wrong number, please stop calling, but the calls continue. Very frustrating and I would like to see some sort of solution”
“These people constantly phone my home. One of them is an impossible fake debt for a woman they ask for, who has been dead for several years, and hence even if it was genuine is not only outside the statute of limitations. However no such debt was ever presented at her probate which was finalized by a Houston Judge. I am ignoring their threats completely. If it continues, I will take legal action. They also call for my wife, on a debt which is outside the statue of limitations
“When they are acting on behalf of the Department of Education, be sure to get both recorded and written documentation of EACH AND EVERY transaction/talk/discussion you have with them. Be sure you have clear and unambiguous understanding with the agent you speak with, and again make sure your documentation is clear and explicit, including recorded conversations. They’re recording you “for quality and training purposes” so you have every right to record them for “quality and accuracy in what they say” for when and if you need legal assistance in dealing with them. Don’t trust anything that is not in clear concise writing from them, and save all email communications from them. And for those of you who have non-educational debt they’re trying to collect, same thing, document with audio and written notes/statements everything you do with them. They will go back on their word in a New York pico-second, and you will have to catch them at it. Also if you’re not sure of whether or not the bill is indeed yours, THEY MUST PROVIDE AT THEIR EXPENSE, a letter explaining the origin of the debt. You would be wise to settle with the original creditor first. Also, get their physical address or an email you can write to in order to have them stop communicating with you except by US Mail. I strongly suggest the physical address and mailing that request with a Certified Return Receipt to a specified person. That way once the green card comes back and they call you…they’re in violation of the Fair Credit Reporting Act. You have signed proof for your lawyer. Long story short, don’t be afraid to ask them to validate your debt, don’t take any settlement agreement unless it is in writing, document every single transaction with them.”
2235 Mercury Way Ste 275
Santa Rosa, CA 95407-5413
Phone Number: 866-545-9191
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely TSI would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you
The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.
The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.
These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.
Consumers have reported this agency harassing them from the following numbers:
- 410 2376235
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW
What Our Clients are Saying
“Thank you for all the work you’ve done on my behalf. I genuinely appreciate the blessing you have bestowed upon me. I didn’t realize I’d be getting any money from this wretched affair. I’m taken aback by what you have achieved in my behalf. This has proven better than I could have expected. I’m appreciative of your services and feel blessed. Thank you!”
“I could not believe it when my boss called me to his office and explained that he had been getting calls about me from collection agencies. OMG, I was so ashamed! Allow me to tell you how happy I am that I found you. Not only did you guys get the set calls to stop but you made them pay ME for calling my job. Seriously, I can’t thank you enough!”
“Know that you, Vlad, and your company did a fantastic thing. You took on a huge company for small people and righted a wrong. For this we are thankful.”
“When I first contacted Lemberg Law, I was at my wit’s end, not knowing what to do or how to protect myself against the collection agencies. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide.”
Chances are good that we can help. Call us today and we’ll explain.
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