West Asset Management is a third-party debt collection agency based in Texas. It has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and threatening to take actions that cannot legally be taken. If you have been contacted by this debt collector, make sure you understand your rights before responding.
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West Asset Management is a legitimate collection agency based in Sherman, TX. They have received many consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as harassment and failing to provide verification of a debt. If West Asset Management is attempting to contact you, make sure you know your rights before responding.
The Better Business Bureau (BBB) opened its file on West Asset Management in 2006; however, their listing provides very little information about this collection agency. They have a Facebook page that provides an address, phone number, and a link to a website at www.westdebtsolutions.com, but the page at that address is not currently in operation.
Both employees and debtors have uploaded posts to West’s Facebook page. On a scale from 1 through 5, with 5 representing the best, 23 reviews have resulted in an average score of 2.7. Photos, posts, and comments seem to indicate a fairly casual and not very professional working environment. Additional comments from consumers indicate West Asset Management collects delinquent debt from a variety of sources including retail, credit card, healthcare, and education.
The BBB does not list any complaints against West Asset Management, nor have they received any reviews. There may be many reasons for this: the BBB has listed this company as, “W Asset Management,” rather than, “West Asset Management,” and the listed address in Sherman Texas is inconsistent with addresses listed elsewhere. The Consumer Financial Protection Bureau (CFPB) has not closed any complaints against West Asset Management, either. A search for “west asset management” on the Ripoff Report website returns 68 results, and many of the posts complain about abusive telephone calls, unverified debt, and errors in credit reporting.
Sample Complaints against West Asset Management
A typical complaint against West Asset Management occurred in July 2016. The complainant indicates he had been receiving harassing phone calls from West since 2012 for a medical bill. He claimed they had refused to correspond in writing, and he had been unable to locate a website to document his complaint.
Another complainant in 2014 indicated that he was a visitor to the U.S., had no debts or obligations here, but had received numerous phone calls requesting banking information, social security number information, and demands to pay bills he did not owe. A third complaint from 2014 indicated a wireless customer had cancelled her calling plan with no late payments and no money due. The wireless company continued billing the client, but she called and received assurance that the billing issues had been resolved. Shortly thereafter, a notice of delinquency appeared on the client’s credit report, and she received a collection letter from West Asset Management. She requested validation of the debt in accordance with the Fair Debt Collection Practices Act (FDCPA), but never received a response and was later turned down for a student loan because of the derogatory mark on her credit.
Finally, Facebook posts from consumers contain obscene language. Posts from employees indicate a hostile workplace that condones violence and criminality. Many employees complain about their jobs and appear intent on finding employment elsewhere.
West Asset Management
2703 N. Sam Rayburn Fwy.
Sherman, TX 75090
Telephone: (800) 470-4720
It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely West asset would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Absolutely. Here are some past Press Releases of Lawsuits Brought On By Lemberg Law in Federal Court
May 8, 2017. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, District of Nebraska. The case, against West Asset Management, charges the debt collection agency with violating federal law and asks for $1,000 in statutory damages under the Fair Debt Collection Practices Act plus other relief.
Debt collection calls can be embarrassing, and they can set you on edge. When a debt collector calls when you’re on the job, the irritation and embarrassment increase exponentially. Our client says that, when this debt collector called her at work, she told them that calls to her workplace were inconvenient and weren’t allowed by her employer. Nevertheless, the debt collection agency called her again at work just minutes later.
This lawsuit charges that West Asset Management violated the Fair Debt Collection Practices Act (FDCPA) by contacting our client at a place and time known to be inconvenient; by contacting our client as her workplace, knowing that his employer prohibited such calls; and by engaging in harassing behavior.
September 18, 2015. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, District of Nebraska, against West Asset Management. Our client alleges that they called about a debt owed by her ex-husband. They started calling in 2015, even though our client has been divorced since 1991. She continued to receive automated calls from West Asset Management, even after she followed the robocall’s prompts and pressed “1” on her keypad to inform them that they had called her in error. Ultimately, our client spoke to a live West Asset Management representative and told them that her ex-husband couldn’t be reached at her number. Yet they continued to call.
The lawsuit charges that West Asset Management violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; and by using unfair and unconscionable means to collect a debt.
September 15, 2015. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Central District of California, against West Asset Management. Our client alleges that they called him about a debt that was not his to pay. West Asset Management contacted our client in an attempt to reach the representative of his grandfather’s estate. Even though our client told them that he had nothing to do with the administration of his grandfather’s estate, This collection agency continued to call and harass him.
The lawsuit charges that West Asset Management violated the Fair Debt Collection Practices Act (FDCPA) by communicating with our client regarding a third-party debt more than once and engaging in harassing behavior. In addition, the lawsuit charges that West Asset Management violated the California Rosenthal Fair Debt Collection Practices Act by engaging in harassing behavior.
Federal government agencies such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) enforce laws to protect consumers from unethical business practices. Federal laws include the Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). These laws regulate the way in which collection agencies can conduct business. The FDCPA prohibits activities such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
The complaints above illustrate that even when consumers are faced with a collection agency that is difficult to locate or communicate with, understanding their rights as consumers can help them prevent abuses from gaining the upper hand.
These laws also provide individuals with a means to seek monetary damages in court. For instance, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs. If you are currently involved in a dispute with a debt collector, seeking legal assistance may help you find relief.
Your debt harassment checklist:
- You are receiving multiple calls per week from third party collection agencies
- You are receiving early morning or late night calls from debt collectors
- You are recieving calls at work from a debt collection agency
- Debt collectors are calling your friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.
We can make them STOP!✋
The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.
What Our Clients are Saying
“I was almost going nuts receiving calls every afternoon from a person using profane language to push me to pay debts I don’t owe. Someone I trust referred me to Lemberg Law, and I don’t regret having contacted them. The attorneys were very kind and always available when I needed them.”
“Thank you for standing with me Lemberg Law. I was so afraid I could lose my job because of a caller who called my job number 4 hours straight back to back. He not only harassed and threatened me but also abused workmates who received the call when I wasn’t around. Since I solicited for your services, I’ve had a peace of mind, and I’m happy because of the few dollars I got as a settlement.”
“After a few months of frustration with a debt collector, I eventually called Lemberg Law. It was among the best financial decisions I have ever made. Jody and her staff were comprehensive, useful, and above all else powerful. I highly recommend their services and thank them for their continual efforts.”
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