Williams & Fudge Inc Collections Complaints?

We Stop Unwanted Calls and Debt Collector Harassment.

Williams & Fudge Inc is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is Williams & Fudge Inc?

Williams & Fudge , Inc. is a collection agency based in South Carolina that specializes in student loan debt. Consumers have complained that this agency has violated certain provisions of the Fair Debt Collections Practices Act (FDCPA) such as making false statements and improper contact or sharing of information. If you have been contacted by this debt collector understand your rights before responding.

Have questions? Call us now at 855-301-6100 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Williams & Fudge a scam?

They’re legit. According to the Better Business Bureau (BBB), Williams & Fudge is a legitimate debt collection firm, founded in 1986. The BBB opened its file in 1990. They are currently headquartered in Rock Hill, SC., and listed as a collection agency. Buzzfile estimates Williams & Fudge’s annual revenue at $31.5 million and the size of its staff at 220 people.

Williams & Fudge is a family-owned business that aids “colleges and universities in the recovery of education-related receivables… including Perkins Loans (Cohort management), tuition, campus-based institutional loans, Health Profession and Nursing Student Loans, private education (alternative) loans, and other receivables such as parking, room, board, and library fines.” In addition to third-party collections services, Williams & Fudge offers an “Early Intervention” program designed to prevent students from entering into delinquency.

Williams & Fudge describes itself as a business partner of educational institutes with a goal of responding quickly to customer needs. Williams & Fudge representatives visit campuses throughout the year to maintain a relationship as an extension of the university business office.

Williams & Fudge’s website does not discuss their policies of compliance. Their resources page is composed entirely of external links to information sites about Federal Perkins Student Loans; Federal Student Loan Grants; the Federal Student Aid Handbook; the Teacher Cancellation Low Income Directory; Family Education Rights and Privacy; the Fair Debt Collections Practices Act (FDCPA); the Telephone Consumer Protection Act (TCPA); the Fair Credit Reporting Act (FCRA); and the Perkins Cohort Default Rate Guide. In addition, the payment portal requires site visitors to select their state of residence, after which appears a brief disclaimer of some of their rights under the FDCPA.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Williams & Fudge Inc?

In the three years prior to September 2017, the BBB has closed 132 complaints against Williams & Fudge, with 36 of those complaints closed in the past twelve months. Most of the complaints filed with the BBB alleged problems with billing and collections. Since April 2015, the Consumer Financial Protection Bureau (CFPB) has closed 90 complaints, and Justia lists at least 5cases of civil litigation naming Williams & Fudge as a defendant.

Contact Information

Williams & Fudge
300 Chatham Ave
Rock Hill, SC 29730
Phone Number: 1-800-849-9791
Website: https://www.wfcorp.com/

Can Williams & Fudge Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely W&F would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 855-301-6100 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Williams & Fudge Inc?

Absolutely. Here are some Sample Cases against filed in Federal Court

In December 2008, in the United States District Court for the Western District of Pennsylvania, a judge issued a Memorandum Opinion and Order on Summary Judgement in a case alleging Williams & Fudge had violated provisions of the FDCPA. In this case, a Williams& Fudge collection agent had obtained via skip tracing a phone number he assumed belonged to the plaintiff. In fact, the phone number belonged to the plaintiff’s estranged father. Initially, the collection agent had left a voice message at the number without identifying himself as a debt collector. Eventually, the collection agent made contact with the plaintiff’s estranged father, and after an initial erroneous identification, began discussing the details of the debt. When it became clear that the plaintiff’s father was unsure why he was receiving the call, the collection agent attempted to identify him by Social Security Number, at which point the plaintiff’s father informed the collection agent that he should be speaking to his son. Once the agent discovered the mistake, he continued discussing the debt, including asking for information about how to reach the plaintiff. The plaintiff charged that this conduct violated the FDCPA’s provisions that “any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall…not state that such consumer owes any debt”; that “a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer”; and that a debt collector must “disclose in the initial oral communication that the debt collector is attempting to collect a debt and any information obtained will be used to collect the debt.” The judge in this case found that Williams & Fudge had violated all of these provisions as a matter of law, and granted the plaintiff‘s motion for summary judgement. Williams & Fudge’s objected that the violation was the result of “bona fide error,” but their motion for summary judgement was denied, and their objection was set for trial.

Williams & Fudge Inc Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Consumers have reported this agency harassing them from the following numbers:

  • 720-405-0325
  • 803-326-1380

Want to Stop Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”

“If you are unsure about this company…DONT BE!!! They are for real when they say they are here to help you. It only takes a few short minutes of your time to talk to a rep. I was a skeptic, but you did everything you said you would! I can’t say thank you enough!”

”Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”

Can You Help Me Delete Williams & Fudge from My Credit Report?

Chances are good that we can help.  Call us today and we’ll explain.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

9 COMMENTS
  • Tatyana C

    I called Strayer to pay back the money that I owe and I believe they referred me to Williams and Fudge. I called Strayer back to make sure the money that I owe is being paid back to Strayer and I was told that they haven’t received anything from Williams and Fudge. I believe this is a scamming company because I’m not the only one that has had this issue. Where is my money going? And this is a deed that comes from my heart so I’m determined to pay back Strayer.

  • Angela

    After the first call I received from William and fudge I emailed them the following day the documents that showed I had a zero balance with the school and they have been calling me for over 6 months-at work on my cell phone and 2o mins ago got verbally nasty with me when I tried to explain I sent the documents 6 months ago and told me I wasn’t going to tell them what to do…I hung up the phone. I am so mad I am being harassed for a debt I do not owe and they were sent the statements to show this!! Make it stop please

  • Luis E

    I was called by Williams and Fudge Collections Agency stating that I owe 4,000 to an online school I was attending. I qualified for financial aid and have never seen a penny of that money. The school took everything. Now the school has closed for financial fraud. What can I do?

  • H.B

    So Williams and Fudge called me several times. (I was a victim of domestic violence and I do not answer calls that I do not know) I call back they would not tell me who they were or anything then when I finally got an answer I could not understand what she was saying. She proceeded to talk to me like I was stupid so I hung up. I told my boyfriend so he calls to figure out who it was. They told him ALL of my information they even had my name wrong! He also gave them a fake name and they told him everything!

  • Destinee Bates

    I’m not sure if this would be a legal issue but I’d rather ask to be safe, I owed my college 1,400 dollars and when williams and fudge called me they said i owed $2,000 because the “school just added on the extra”. Is there anything I could do about this or is it part of what they’re supposed to do and charge?

  • Lisa Burns

    They will not stop calling me for someone else.

  • Joey Austin

    If I pay the settlement that Williams and Fudge is asking for will this go on my credit report?

  • Lori Abney

    Ok. SO, I did go to school for teaching 8 years ago. I did have a perkins loan that I was paying on, but needed to file for bankruptcy. I filed for bankruptcy 2 years ago. I’ve not gotten any notification from the school or anything, so I figured it was included in my bankruptcy. I get several calls from this agency and finally answered today. I informed them that I can not give them 500 that they wanted me to and explained that I am in the middle of doing teacher loan forgiveness and if I consolidated my loans it would revoke my application. THey didn’t seem to care. I don’t want a garnishment. I’ve had a lot of those where I was screwed over i.e. was brought a summons to the wrong address and then have a garnishment because I didn’t show up to court. I need help.

  • Janna Hobbs

    I have been out of school (graduated) less than 30 days. This guy calls me this morning telling me the school has turned my account over to them for $125. He was quick to let me know my social security number, as if to validate his claim. I have sent email to my financial advisor at the school. I sure do not want this affecting my credit. However, he is not the loan company that services my student loan and my school account shows a $0 balance.

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